What is an extract
You have to pay taxes to own real estate. To issue invoices for payment, you need a database - who owns a specific apartment, when they started owning it, on what basis, how much it costs, and what other important nuances there are. In Russia, such a database is called EGRN - Unified State Register of Real Estate.
To ensure that the data is up-to-date, any legal changes in the status of real estate must be registered - this is the name given to the process of changing data. For example, this happens when selling, buying, inheriting or long-term renting an apartment.
Now any citizen can receive an extract from the USRN database - a document with information about a specific property. The extract contains the technical characteristics of the apartment and a list of those who own it at the time of the request.
The extract contains technical characteristics of the property - floor, area
Certificate cost
Obtaining an extract from the Unified State Register of Real Estate is not difficult. The main thing to remember is that this operation requires costs. Which ones?
There is no clear answer to this question. After all, it all depends on:
- owner status (individual or legal entity);
- type of certificate;
- document presentation forms.
On average, individuals pay 300 rubles for statements of the established form (200 for an electronic format), legal entities - 600 (and 300-450 rubles for a “computer” form). A more precise amount of the duty can be found in Rosreestr.
Legal features of the extract
From a legal point of view, the extract has two features that are important to know. Take them into account when ordering a document before purchasing an apartment.
Confirmation of eligibility
If the apartment was purchased after July 15, 2021, then the extract is the only confirmation of ownership. Before this date, buyers of apartments in Rosreestr were issued certificates of registration of property rights, after which the document was excluded, and its functions were transferred to an extract.
There is a subtlety:
- An extract from the Unified State Register is a legal document. Translated into simple language, he conventionally says that in the state database there is a record that the apartment belongs to a specific person.
- There are also title documents, or foundation documents—those that give rise to the right. This could be a purchase and sale or gift agreement, an inheritance certificate, a will, or an annuity agreement.
The fact of the existence of a base document does not confirm ownership. Simply put, just because you are shown a signed sales contract does not mean the person actually owns the property. Take an extract from the Unified State Register of Real Estate, only it confirms your right.
Current deadline
Typically, the validity period is the period for which banks require a statement - for example, so that no more than a month has passed from the date of receipt. This is a convention; the statement has no expiration date.
The information in the statement is current only at the time of its receipt. Tomorrow the data may change - for example, the owner will mortgage the apartment and an encumbrance will appear on it. You will find out about this if you order an extract again.
Example
You received a statement stating that Petrov owns the apartment and there are no encumbrances on it. A couple of weeks later we met to buy this property, but Rosreestr refused to register the transaction - it turns out that the apartment was mortgaged on a loan, so it cannot be sold.
About statements
This is due to the fact that the real estate register issues extracts of the established form. They display information about both the owners of the “real estate” and the specific property.
There are several types of extracts from the Unified State Register of Real Estate. For example:
- ordinary;
- extended;
- about property rights;
- about restrictions;
- paper;
- electronic.
In the first case, citizens receive general information about the object - detailed characteristics, drawings of the premises and information about the owners. The second offers the provision of data with the history of the transfer of ownership rights. Nothing difficult to understand. Typically, owners take either regular or extended statements.
This document has several presentation forms. You can receive a certificate in the prescribed form on paper, or in electronic format. Everything depends on the desire of the citizen.
When is an extract useful?
There is no extract in the list of official documents that you submit to the MFC to register a transaction - in theory, you may not receive one. In practice, such paper is useful for almost all transactions.
- When you sell an apartment, an extract is needed to confirm your ownership rights - the data will be included in the purchase and sale agreement, without them the document will not be registered.
- If you decide to buy a home for cash, then the extract will help make sure that the seller is the owner, and the home is not mortgaged or there is no ban on registration.
- To purchase an apartment with a mortgage, the bank may need a statement - either you bring it yourself, or the bank manager will make a request.
The extract contains all the owners of the apartment - one copyright holder will not sell the property without the knowledge of the others
Why an extract from the Unified State Register may be necessary?
The need to officially confirm the right to a real estate property today arises among individuals and legal entities quite often. A certificate from the Unified State Register of Real Estate for an apartment, land or any real estate may be needed:
- before a transaction for the alienation of a real estate takes place (here we mean the case when potential buyers want to check whether the seller has ownership of the property being sold);
- before going to court in order to prove the existence of the right of one of the parties to a specific object;
- to get on the waiting list for housing as a person facing housing problems;
- before an individual receives a loan from a banking institution in order to prove the availability of property, and, therefore, the fact of their solvency;
- in order for the owner to register certain persons in his living space;
- when there is an official lease of a specific object or its delivery;
- when privatization is ahead (the official registration of the object and its official registration at each stage will require the presence of the document discussed above).
What data is in the document?
Cadastral number
is a unique property number. It is assigned to a property when it first enters the database.
Cadastral value
— what is the average market value of the apartment according to the state. This is a conditional number, it may not correspond to reality - for example, there are large apartments that cost 500 thousand, and there are small rooms that cost millions. The cadastral value is used to calculate taxes - for example, when selling an apartment.
Who is the owner
— indicate all copyright holders and the number of shares in the apartment.
Foundation documents
— on the basis of which the apartment was registered to the current owner. For example, a purchase and sale agreement.
History of transfer of rights
- who first owned the apartment, who sold it to, and on what basis. If the home is constantly being resold, there may be some problems, and it is worth checking the apartment more carefully. There is not always a history in the extract - the USRN database is filled up gradually, and there is often no data for old houses.
Limitations of rights and encumbrances
— grounds that prevent registration. For example, an apartment may be pledged to a bank. Or in a long-term lease - this is registered in the Unified State Register if the term is more than a year. Encumbrances are not always bad - for example, mortgaged apartments are sold in the same way as regular ones, but the bank’s consent is required.
There is a ban on registration
- for example, if the apartment is seized due to debts. It is better not to contact such housing or seek the help of a competent lawyer.
Which is correct?
Many citizens are interested in an extract from the Unified State Register or Unified State Register of Real Estate - what is the correct name for the title document for a real estate property.
This question is especially relevant if it is necessary to draw up an application for receiving such paper. On the Internet you can often see that the names of these documents are indicated as synonyms: for example, they write “extract from the Unified State Register of Real Estate (USRE)”. This is a mistake. An extract from the Unified State Register is considered an outdated name of the title document for the object . It is impossible to obtain such a document from Rosreestr.
Therefore, an application must be written for an extract from the Unified State Register. This is the correct document title. Some citizens have both certificates in their hands.
When conducting real estate transactions, it becomes unclear which paper to use and whether they are identical. Extracts from the Unified State Register were canceled by the Russian government. Therefore, they are not used today, although they have not lost their legal force.
Expert opinion
Irina Vasilyeva
Civil law expert
To carry out certain transactions with real estate, up-to-date information is needed. Therefore, when making various transactions with residential and non-residential properties, you should use an extract from the Unified State Register of Real Estate.
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What else do you need to know when applying for an extract from the Unified State Register?
Practice shows that not all individuals and legal entities who apply to competent structures or intermediary firms to obtain a certificate are aware of its validity period. But in vain. This point needs to be clarified first. Despite the fact that the law does not clearly indicate the validity period of this document, there are still restrictions here. It is clear to everyone that a certificate from the Unified State Register loses its validity immediately after changes are made to any of the sections of the document that describe the characteristics of the object. But there are also unspoken validity periods for the document, which are set by private structures. Banks, for example, often tell their clients that they only accept certificates that were received less than a month ago.
When filling out the official paper, you should also be aware that the individual/legal entity who applied for it independently will be required to pay a certain amount for filing the application, as well as pay a state fee.
For those who want to save their time and money, it makes sense to turn to a specialized service that deals with this professionally. It's both cheaper and faster. You can contact our company on this issue, where they will help you obtain an extract from the Unified State Register quickly, guaranteed and inexpensively.
Where can I get it?
When answering a question regarding a document about where to get it, experts advise first clarifying in what form its execution is required: electronic or paper. If a copy that has no legal force and received in electronic form is enough, just go to one of the following services :
- Rosreestr website;
- portal "State Services";
- official auxiliary service of Rosreestr.
If you need to provide an official document , which is often requested in case of transfer of ownership of an object, contact Rosreestr in person. You can request information from the MFC, where you pre-register in order to save time. Also, in many settlements, cadastral chambers have been preserved, so you can make a request when visiting them.
Registration of the document is free of charge . You can receive it within three working days by directly contacting Rosreestr. In other cases, the receipt period increases to five working days.
Important! Only property owners can request a document. If it is not possible to do this in person, you can issue a power of attorney to the representative and have it certified by a notary.