What does a monthly payment from MSC funds mean in 2021? At the end of December 2021, the President of the Russian Federation signed a law establishing measures to support families with small children from the state. Funds will be paid from maternal (family) capital for the second child born in the family after 2021, every month until he turns one and a half years old.

In addition to this innovation, a number of changes have been made to the maternity capital program, which should have a positive impact on the demographic situation in the country. These important innovations include:

• extension of the program until December 31, 2021;
• You can use MSC funds for the education of a preschooler without waiting for him to reach the age of three.

Initially, with the introduction of this program, the amount of funds under the certificate was 250 thousand rubles. Annual indexations increased the amount by the percentage established by Federal Law, taking into account the rate of inflation. As a result, maternity capital in 2021 amounted to:

• for the second - 639,432 rubles;
• for the first - 483,882 rubles.

Law on monthly payments for 2 children from maternity capital in 2021

The legislative basis for monthly payments to families from maternity capital funds is Federal Law No. 418, signed by the President on December 28, 2021 and approved by the Federation Council. Its validity begins on January 1, 2021, and from that moment on, the owner of the MSK certificate can, subject to certain parameters, qualify for a monthly benefit.

Families where a second or next child is born (adopted) can receive a measure of state assistance in the form of a maternity capital certificate. However, monthly payments from these funds are due only with the birth of the second child.

However, there are no restrictions on the use of these amounts. This means that a cash payment is transferred to the family for any needs, similar to one-time payments from MSC funds. If you can fully manage the funds of the certificate only in several directions, then one-time payments are given for current needs, limiting the recipient only to the amount.

Key points: what you need to know

The timing of document verification may vary. After reading the forums, a young family learns that in a number of situations government agencies can transfer money in 3 weeks, and in other cases they have to wait up to 2.5 months. For this reason, a person should be prepared in advance for the fact that they will have to wait longer. The deadline for collecting documents for transferring money is individual for each family.

The deadline for transferring maternity capital funds in 2021 has been shortened

It is very important to approach the choice of a loan product with the utmost care. The largest banks can offer a lending option in which a down payment is made out with a separate loan. In the future, this loan is closed with maternity capital (it is important to correctly calculate the total amount of principal and interest, which should be equal to the amount of capital). This method allows you to profitably increase the down payment, thereby reducing the principal debt, and, accordingly, the interest on the main loan, without spending your own funds.

This year, maternity capital was indexed by 3.7% , respectively, the amount of compensation for the first child was 483,882 rubles, for the second – 639,432 rubles. Calculated additional payment = 155,550 rubles .

In 2021, the amount of maternity capital for the first child is 483,882 rubles. For the second child, an additional payment of 155,550 rubles is required. That is, if the mother has not yet received a certificate at the birth of her first child, then at the birth of her second child she will immediately receive 639,432 rubles (483,882 + 155,550). The same applies to the birth of the 3rd and subsequent children.

Key changes in legislation

Determining the amount of maternity capital is only part of the new reform; in addition, the general terms have been revised. The main goal of the Russian Government was their compression. Changes in timing were planned in two stages - for 2021 and for 2021. Let's look at them in the table:

When building a house on your own, first only half of the amount is transferred within one month (the total amount is indicated in the certificate). The second part can be received six months after providing documentary evidence of the work performed.

A certificate confirming your right to appropriate financial assistance can be issued in advance. Immediately after the birth of the second or subsequent child, an application is submitted to the Pension Fund with the mother’s passport and birth certificate (birth certificate).

You may be interested ==> When selling a house, pensioners pay tax

How and where does the pension fund transfer money to MSK?

The actual time for transferring maternity capital when purchasing an apartment or other housing depends not only on the norms of the current legislation (Federal Law No. 256 of December 20, 2006, Art. 8). The timing of the transfer of maternal capital is affected by the correct preparation and submission of documents to the Pension Fund.

1. The certificate will be issued 5 working days after the application. Now - in 15 days.
2. An application for disposal of maternal capital will be considered within 10 working days. For now, a month is allotted for this.
3. The decision regarding the disposal of maternity capital will be announced within a day. As long as the notification is sent within 5 days.

Who will be able to receive payment every month?

To receive funds from maternity capital every month, the following conditions must be met:

• the emergence of the right to issue a certificate;
• family need, documented.

It is necessary to calculate the total family income, dividing it among all members, and derive the ratio to the regional subsistence level of the working population. If this value is below 1.5 times the size, the family has the right to receive from the MSC every month a sum of money equal to the child’s subsistence level.

The calculation of the total and average per capita family income takes into account all cash payments and income received by all family members during the previous year. The following material quantities are involved here:

• official wages, remuneration under civil contracts (they can be confirmed by certificates from accounting and copies of contracts);
• pension and social payments, scholarships;
• compensation payments under government programs;
• insurance payments (for legal successors);
• income from activities (for entrepreneurs);
• monetary allowance (for military personnel).

Financial assistance from the state in the event of a natural disaster, as well as payments related to the consequences of terrorist actions and emergency incidents, cannot be added to the total family income.

The benefit is established until the child turns one and a half years old. But the initial period is one calendar year, after which you will need to contact the Pension Fund again and prove your need for payment. It is also possible to terminate the receipt of such benefits at the initiative of the certificate holder.

Payment termination occurs in the following cases:

• with full use of MSC funds;
• when the family moves to another locality;
• when the child reaches the age of one and a half years.

Deadline for cashing out maternity capital after the birth of a child

The law does not establish any exact terms for the use of maternity capital.

But you should understand that you can spend this money on a child until he reaches adulthood. And when training and directing funds specifically for these purposes - up to 23 years.

Also, up to the age of 23, a child has an independent right to receive family capital if

• both parents (adoptive parents) are no longer alive;
• They are both deprived of their rights in relation to born and adopted children.

A woman is deprived of her right if

• her death;
• revocation of parental rights;
• adoption;
• the presence of a court verdict on the commission of a deliberate criminal attack against the child’s person.

USEFUL INFORMATION: Agreement on the division of inherited property

As for the possibility of redirecting funds to the mother’s pension savings base, such a right is not limited by time limits.

The state program of financial assistance to family citizens in order to improve the demographic situation in the country is valid from 2007 to 2021 inclusive.

If the 2nd or subsequent child was born after December 31, 2018, then his family will no longer be able to take part in the program.

We describe typical ways to resolve legal issues, but each case is unique and requires individual legal assistance.

At this time, there have been no official announcements regarding the extension of the program. However, such an extension had already been carried out previously.

At first, the program was valid until December 2021, but last year it was decided to extend it until December 2021. This information is currently posted on the official PFR website.

The government is considering extending the program until 2023.

Our experts monitor all changes in legislation to provide you with reliable information.

Subscribe to our updates!

How to calculate and who is entitled to monthly payments from maternity capital

The family can independently determine whether it is entitled to a monthly payment from MSC funds. To do this, you need to know the cost of living in your region. It is set quarterly by regional authorities, and you can check with the local administration or the social protection committee. For the calculation, the PM for able-bodied citizens, established for the 4th quarter of 2021, will be accepted.

For example, for the Moscow region, according to the relevant Resolution, the PM of an able-bodied citizen was 19,233 rubles. This is what we will use as a starting point when calculating a family’s need for government support.

According to the Law, each family member must receive at least 28,849.5 rubles, which is the size of the monthly wage of an able-bodied citizen multiplied by 1.5. Let's make a series of calculations:

1. All family income for 2021 is added up. It should be borne in mind that “black” income is taken before deduction of mandatory taxes.
2. Then the resulting amount must be divided by 12 (the number of months in a year). Afterwards, the monthly income for each family member is displayed.
3. The result is a value that is compared with 28849.5 rubles. If it is less, then the family has the right to receive a monthly payment from the MSC. It is not difficult to calculate that for a family of four people (2 children and parents) the monthly income should be at least 101,019 rubles, and for three people (2 children and one parent) at least 72,169.5 rubles.

The benefit is equal to one time the subsistence minimum per child in the 4th quarter of 2021, which will be 14,440 rubles.

Let us clarify that all calculations are taken for the Moscow region; in other regions the values ​​will differ. But the average payment across the country will be 10 thousand rubles per month.

Required documents: what is included in the application

Today, the total time for consideration of an application for the disposal of maternal capital is 40 days . Previously, this period was 60 days (2 calendar months), but after the signing of the corresponding Resolution No. 253 dated March 3, 2017, the waiting time was reduced. Of all 40 days:

The deadline for transferring mat capital to the seller’s account is 2020

An application for disposal of maternal capital must be accompanied by supporting materials. Otherwise, Pension Fund employees will make a negative decision, citing the lack of grounds for using the money.

May 09, 2021 semeiadvo 513

Share this post

Related Posts
• How much do subnets give to farmers in Krasnodar?
• Pension amount for women born in 1964, work experience 35 years, 3 children
• Sverdlovsk region, expecting my third child, what payments 2021
• How much do they give for a third child regional in the Krasnodar region

Living wage table in Russia 2021

Since for the calculations the minimum for able-bodied citizens is accepted, and the payment is set at the minimum for a child, it makes sense to indicate them in the table by region of Russia. PMs established for the 4th quarter of 2021 are indicated and are valid until March 31, 2020.

Nuances

Simultaneously with applying for a maternity capital certificate, you can apply for a benefit. If it occurs later, the following rules should be taken into account:

1. If the second child, with whose birth (adoption) the family received the right to a certificate and benefit, is under 6 months old on the date of filing the application, the benefit is accrued for the entire period from the date of birth (adoption).
2. If the application occurred after the child was 6 months old, then the benefit is issued on the date of application, i.e. excluding the elapsed period from the date of birth.
3. At the time of application, the second child should not be more than one and a half years old.

Based on this, it is advisable to submit documents for the issuance of a certificate and the establishment of benefits at the same time. They are provided to the authorities of the Pension Fund of Russia upon personal application or through the MFC.