How to get an apartment from the state for free?
How to get housing from the state without paying anything? To do this, you must be recognized by the social security commission as a person in need of improved living conditions. The following citizens belong to this category:
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An important condition: you must be recognized as low-income, in other words, the average income of each family member should not exceed the established subsistence level. As soon as your financial situation changes for the better, you will automatically be excluded from the queue.
Practice shows that representatives of the listed categories have been standing in line for decades. For example, in Ukraine, those who joined the queue in the 70s of the last century are now receiving apartments. In other words, the chance of acquiring your own living space in this way is zero. Then how can you get an apartment from the state out of turn?
Is it possible to privatize a service apartment?
The possibility of privatization of official housing is provided for in Art. 4 of the Law of the Russian Federation dated July 4, 1991 No. 1541-1 “On the privatization of housing stock in the Russian Federation.” According to the law, a service apartment can be privatized if there is permission from the owner for privatization and a social tenancy agreement has been concluded for the apartment, which has lost its departmental status. That is, the decision to privatize office residential premises is the exclusive right of the owners. To privatize such housing, you must first remove the status of official housing from the apartment, and then conclude a social rental agreement in relation to it.
Question answer
How to rest at the employer's expense?
You can find out the status of real estate through a request to the owner of the property - the one who provided the living space. Also, the necessary information about the status can be obtained from the territorial body of Rosreestr. According to Article 8 of the Law of the Russian Federation “On the privatization of housing stock in the Russian Federation”, the decision on the issue of privatization of residential premises must be made based on applications from citizens within two months from the date of submission of documents.
How to quickly get an apartment from the state?
You can speed up the procedure for obtaining an apartment by joining a preferential queue. The following categories are allowed:
- citizens living in premises whose sanitary and technical condition does not meet the standards established by law or is life-threatening. However, reconstruction and restoration of such buildings is not possible. A conclusion on non-compliance is issued by a commission of the city or district executive committee/administration;
- persons with chronic diseases that occur in a severe form, due to which being together in the same room with other people becomes unacceptable. The list of these diseases is given in Order of the USSR Ministry of Health No. 52 of 02/08/1985;
- war veterans and disabled people, former concentration camp prisoners;
- orphans (including disabled people), as well as those whose parents were deprived of parental rights by a court order;
- liquidators of the Chernobyl accident, belonging to the 1st and 2nd categories;
- large families raising five or more children.
If you have the necessary documents, you will find yourself among these beneficiaries, but keep in mind: they also create a queue, and it moves twice as fast as the general queue. In other words, if in the usual way you can get an apartment from the state within 30-40 years, then, as a “non-turnover”, you will move into a new home in 10-15 years.
What job gives you an apartment: where in Russia they provide housing for free
Content:
Many people remember the sweet Soviet times - first of all, because then apartments were given to everyone for free and there were no problems with housing. Today, even a family with an average income may not be able to make money on real estate - the prices are sky-high.
However, not everyone knows that in Russia you can still get an apartment from the state absolutely free - there are a number of professions that are entitled to housing.
There is a whole list of specialties where the law requires that workers be provided with housing. Such housing is called service housing and it has a number of restrictions - first of all, you can live in it, but you cannot sell or privatize it.
A service apartment is temporary housing that can be provided to an employee and his family during the performance of official duties. Sometimes, if there is a shortage of square meters, an employee may be given a room in a dormitory instead of a separate apartment.
vacancies with shift, food and accommodation
After dismissal, the employee is usually obliged to vacate the official housing so that someone else can live there after him. The state has a number of residential premises, which are on the balance sheet of the city (municipal housing), a specific ministry (departmental housing) or an enterprise (corporate housing).
Note!
Most often, official housing is provided to military and civilian employees of the Ministry of Defense. For example, you can get a job as a plumber or driver in a military unit and get a free apartment.
Many teachers and doctors, when moving to rural areas, are provided with free apartments from the state, and they are also given benefits on utility bills.
List of professions where official housing is provided for free
A complete list of specialties for which they can get an apartment for free is presented here:
This list of specialties where housing is provided for work is not exhaustive - different enterprises have their own special programs to attract the necessary highly qualified workers. If such a specialist cannot be found in a given city, then the plant or concern submits an advertisement to other cities and specifies payment for official housing as one of the bonuses for attraction.
In recent years, the state has become concerned about supporting the Far Eastern region. Recent significant events in this region include:
Source: https://kak-zarabotat-v-internete.com/interesno/kak-zarabotat-na-kvartiru-v-moskve.html
Queue order
To register as an apartment, you must submit a substantial package of documents to the district administration/district council. You will need:
- application in the prescribed form (issued at the administration);
- ID cards;
- marriage/divorce certificate;
- single mothers - a certificate confirming their status;
- a conclusion on the financial situation of the family (classifying it as low-income - issued by social security);
- a document confirming your place of registration for the last 10 years;
- an act from the Housing Commission certifying the need to improve your living conditions.
If you belong to a preferential category, you may be required to provide additional paperwork.
According to the law, officials are given 15 days to review the documents, after which they will issue a decree to register you as an apartment.
While you are waiting to receive housing, social workers will regularly come and check whether your well-being has changed and whether your living conditions have improved.
How can a young family get an apartment from the state?
Newly created families, unless the spouses fall into the categories we listed earlier, are not entitled to free public housing. Apparently, legislators believe that young and healthy people themselves are able to earn money for a house or apartment. True, they were not left completely without support. In Russia and Ukraine, there are youth programs that provide preferential lending conditions.
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Many people think that free apartments were issued only in the Soviet Union, but this is not so. Now in the Russian Federation, there are also huge queues for budget shelter.
In the USSR, comrades were used to constantly standing in lines for literally everything. That’s why we weren’t afraid of the long queues for housing. Currently, the queue has not gotten any shorter. The only thing that has changed is that you will need to prove your need. You will have to argue that you need square meters. Even if you prove that you are right and you are put on a waiting list, you can wait for years and even decades for the coveted housing.
Receiving funds for living space for a young family
Young families are applying for government subsidies to purchase housing.
Attention! However, to obtain assistance, several conditions must be met:
- the age of the spouses is less than 35 years;
- the family has 30% of its own, borrowed funds to purchase an apartment.
If there are children living in the family, the chances of receiving benefits increase.
If one of the spouses is over 35 years old, then the family cannot participate in the program. In practice, there have been cases when parents divorced in order to be able to receive a subsidy from the state.
The funds will be received by those who purchased housing with a mortgage or loan. The money will be used to pay it off. Participation in the program is a long process. In order not to wait to receive a subsidy, families use the funds raised to purchase an apartment on their own, and then, after receiving the grant, use it to pay off the debt. This method is associated with additional costs associated with paying interest on the loan, but is considered the fastest and most effective.
To apply for a subsidy, the family will need to contact the local administration, providing a pre-prepared package of documents.
Attention! Our qualified lawyers will assist you free of charge and around the clock on any issues. Find out more here.
It includes:
- application for benefits in two copies;
- identification documents (passports of husband and wife, birth certificates for children);
- document confirming marriage;
- a document confirming the official income of the spouses;
- an extract from the current account, a receipt from the borrower, that is, a paper by which a local administration employee will determine the availability of 30% of funds for the purchase of housing;
- papers confirming the registration of the family in this region;
- papers confirming the lack of own housing, as well as a document describing the family’s living conditions.
Local administration officials may require additional documents to establish specific facts. However, this list is mandatory to provide.
How to apply
Important! To receive a subsidy from the state for the purchase of housing, you must contact the local administration, submit a package of documents and write an application. Based on the results of reviewing the papers and checking the living conditions, a special commission will make a decision on the possibility of providing a certificate or refusal.
If a positive decision is made, the family is registered in the general register. It is assigned a serial number. It is quite possible that you will have to stand in line for more than one year. The main thing is that the family’s situation does not change during this time.
For example, one of the spouses is under 35 years old. Every year you will have to confirm your status as a person in need. Otherwise, the family is removed from the queue.
For some categories of people, government assistance is provided without a waiting list.
These include:
- large, low-income families;
- disabled people, pensioners;
- families raising a disabled child;
- single parents of minor children.
However, even among this category there is a sequence. But in this case you can receive funds much faster.
After reaching their turn, the family is checked again for the possibility of receiving funds, then a certificate is issued. Its size is 70% of the cost of housing in the region. If borrowed funds were used to purchase an apartment, then 70% of the original mortgage amount, without interest on the loan.
The certificate must be cashed within 9 months from the date of its delivery. Otherwise, it is impossible to receive funds and participate in the program a second time.
Free apartment from the state: myth or reality
To receive premises from the state, you must meet certain requirements.
To be given a one-room apartment, you do not need to have a lot of money, but on the contrary, you will need to be in need. If the local government recognizes you as in need of housing conditions, then there is a high probability of finding the long-awaited home.
Criteria for recognizing a low-income family.
If the cost of the apartment is higher than the cost of all the property that the family has, and the total income of all family members for 20 years. Otherwise, this family will never be able to afford to buy housing, even with strict savings.
Each case is considered very carefully.
Various incomes are considered:
- From the place of work.
- Various benefits.
- Pension.
- Help in material equivalent.
- Even additional income from sales from your garden.
Income must be confirmed with certificates and documents. Property includes absolutely everything, right down to grandma’s jewelry. If it turns out that the family is hiding any type of income, they may be removed from the program. They can also be removed from the queue if the family income increases.
Even if the family was recognized as poor, this is not the main thing. She must be in dire need of a home. You can get a roof over your head if there is no housing at all or less than 10 m/kV is allocated for each member.
If all conditions are met, you can wait for an apartment for years. And it’s not a fact that you won’t be deregistered due to an increase in income.
If a family lives in a dilapidated building that cannot be repaired, then it must find an apartment in a new building.
Public Housing Options
There are various ways to find shelter from the state: commercially and free of charge. It is worth considering who is entitled to free housing.
The law specifies the requirements that candidates must meet:
Free housing can only be purchased through social rent.
This can be done by people who need shelter in a prescribed manner.
Who needs to improve their living conditions:
- Citizens who do not have any housing.
- Residents who have less space are required to meet the minimum requirement.
- Residents of emergency and unsuitable housing.
- If there is a patient in the family with whom it is impossible to live in the same place. He also does not have his own home.
Upon conclusion of a social tenancy, a house is allocated to the entire family registered in this area.
Apartment on social Hire is issued in turn, which begins from the moment of enrollment.
A decision is made to provide housing, the person is notified within three days, and a social contract is signed. hiring The agreement is drawn up in writing for all residents registered in the premises who are over 18 years of age. Everyone has the same responsibility under the document.
Low-income person status required
This is a family whose income level, seven for each member, is less than the subsistence level.
To obtain this status, you will need to contact the social protection authorities with an application and provide the following documents:
- Certificate of family composition.
- Income document.
- A copy of the work book.
- Pensioners present a certificate of pension amount.
- Students have a certificate from the educational institution.
Reasons for eviction
After the end of the employment contract, the family must move out of the service apartment within a month.
The reasons for eviction of tenants may be the following:
- Termination of an employment contract: this may be due to the end of the contract, dismissal or voluntary resignation.
- Intentional damage to property or the apartment itself.
- Failure to pay utility bills within six months.
- The inability of other residents to live with employees on the same floor or in the same house: this could be immoral behavior, alcoholism, drug addiction and much more.
It is worth noting: some reasons for eviction are specified in the contract or determined by law.
If a decision is made to evict, the family must move out fairly quickly—within a month.
Applicant for free housing from the state
According to the law of the Russian Federation, there are several categories that require receiving free housing from the state.
Those in need of improved living conditions.
These are citizens who need to increase the space for any family member.
People with a serious illness
The Government of the Russian Federation has confirmed a list of diseases for which citizens have the right to claim a separate home. But it is possible to obtain a separate home, provided that it is impossible for family members to live with the patient in the same area.
Serious diseases include:
- Mental disorders.
- Discovery of a type of tuberculosis.
- Frequent seizures due to epilepsy.
- Gangrene on the limbs.
- Copious discharge from malignant tumors.
- Schizophrenia, etc.
Citizens who have housing under a social rental agreement
If a person already has a social rented apartment, then its square meters can be increased or decreased.
When your family grows, when your allotted meters become scarce. You can apply to expand your living area. If, on the contrary, there are more meters than established by the norm, the lair can be exchanged for a smaller area.
Orphans and children deprived of parental care
Orphans include children who lost the guardianship of their parents before reaching adulthood.
Lists of children who need an apartment are submitted by the guardianship authorities. Orphans who have reached the age of 14 are placed on the waiting list automatically. Children who are already 18 years old and are not on the list. Then you need to write an application and attach photocopies of documents.
When an orphan receives residence, he does not have the right to privatize or sell the premises for 5 years.
The apartment is issued immediately after reaching the age of majority. If, upon turning 18, a graduate joins the army, then when submitting an application, you can delay the issuance of keys to living space.
People living in emergency housing
This category includes citizens living in a building in which it is impossible to stay and it cannot be repaired. In most cases, such a monastery is demolished and new houses are built in the vacated area.
The area of the new apartment must be at least 18 m/kV per registered person, but not less than the original meters.
Military personnel
Military personnel can also receive state apartments. They are assigned to another queue, which leads to the speed of obtaining an apartment.
In addition, military personnel are given temporary shelter until it is time to receive housing.
This procedure for obtaining free housing is suitable for a judge and prosecutor, as well as a rescue service employee.
Military personnel can also take advantage of a “military mortgage.” For 3 years, the state transfers the agreed amount to the military. At the end of the term, the amount that has accumulated in the account is spent on the down payment. The state will make payments every month. This will happen until the military man retires. The loan amount cannot exceed 2.5 million rubles.
Liquidators of the consequences of the accident at the Chernobyl nuclear power plant
The Law of the Russian Federation of May 15, 1991 N 1244-1 states that the living conditions of the Chernobyl liquidators can be improved once. The key word is “in need.” It follows from this that the hero will need to prove the need for a new apartment. This could be living in a dilapidated shelter or not having enough square footage per person.
Do not have their own home and do not live in an apartment under a social tenancy agreement
- Large families.
Instead of a plot of land, large families can receive an apartment.
But she must fit into the low-income category, not have her own home, or live in emergency premises. Also, the family must be registered for a certain time in the area where they want to get an apartment. If a family has 5 or more children, then it receives housing without a waiting list.
- Rent agreement.
It is necessary to conclude a rental agreement on both sides.
The first party gives away the living space, and the second undertakes to fulfill certain obligations. These could be lifelong payments, maintenance, etc. The parties have the right to determine the terms of the agreement themselves. Mostly such agreements are concluded with elderly and lonely people.
They simply have no one to leave their inheritance to and there is a fear of being left alone.
Where do they provide free housing in Russia?
We are moving to the regions - where Russians will receive a warm welcome. Unlike Europe or the USA, where people actively move from place to place for work or study, labor migration in Russia is rather poorly developed.
According to statistics, more than 60% of migrants are provincials who decide to move to Moscow, St. Petersburg or a large regional center.
The most important!
The reasons for such a move are usually economic, and in the new place there will be a lot of challenges for the sake of decent work and housing.
Working for an apartment: three sure-fire strategies for getting free housing Even in Soviet times, when it would seem that everyone without exception was entitled to housing, while waiting for the product of industrial housing construction, sometimes one had to work for pennies, move to other cities and regions, get a job in construction and have children .
- I was in the Voronezh region on business. I had to communicate with the head of the administration of the rural settlement. So, in response to my question about the cost of land, he said that he would give the land for free and would help with construction, as long as they built it. This is Rossoshansky district.
- Many large agricultural companies (including ours) have programs for providing housing to specialists (animal specialists, veterinarians...). Houses are provided at the location of the complex, which can be privatized after 5 years of constant work in the campaign. To do this, you need to be a specialist with recommendations from places of work (actually existing now), and also have the opportunity to travel abroad for an internship.
The government of the country hopes that such a program will contribute to the development of tourism in the regions. The new owner will have ownership of the property for nine years, after which he can renew it again. Those who come up with particularly interesting ideas for using the facilities will be given a 50-year lease.Important: How to Get Megafon Debt
You can settle in the UK for a nominal fee of £1. The reason for this attraction of unprecedented generosity is that, according to Mark Hemingway, an employee of the charity Empty Homes, there are about 600 thousand empty houses here. So if there are people who want to breathe new life into houses (and at the same time improve their appearance), the authorities will only be happy.
Freebie, sir! 6.5 ways to get a free apartment from the state
Also, military personnel can take out a so-called “military mortgage.” The meaning of the program implemented by the state is as follows: over the course of three years, the state transfers a certain amount to the employee’s account, which after this period can be used as a down payment for an apartment.
The burden of monthly payments falls on the government until the employee is fired. In principle, in this way it is quite possible to get an apartment for free. One minus: the maximum loan amount under such a program is 2.5 million rubles. If the apartment you like is more expensive, you will have to pay out of your own money.
By 2023, it is planned to transfer the entire mechanism for providing contract workers with apartments to mortgages.
Interesting: Sample application for an old-age pension
The list of diseases is established by the state. Now it includes diseases such as, for example, dementia, schizophrenia, non-organic psychosis, multiple sclerosis, congenital myopathy, cerebral palsy, consequences of injuries to the skull, eyes, spine, dependence on a wheelchair and other auxiliary mechanisms, as well as some other diseases and cases.
Work not only for money - how to get company housing
- Termination of an employment contract: this may be due to the end of the contract, dismissal or voluntary resignation.
Intentional damage to property or the apartment itself.
- Failure to pay utility bills within six months.
- The inability of other residents to live with employees on the same floor or in the same house: this could be immoral behavior, alcoholism, drug addiction and much more.
- Employee's passport.
- Documents relating to the applicant's current home.
For example, a lease agreement or documents that indicate that the owner is a relative of the applicant, and not himself. - Certificate from the state register about the presence or absence of housing.
- Certificate confirming that the family does not have their own home or is in unsatisfactory condition.
- A letter from the employee’s supervisor about the latter’s need to obtain official housing.
How to get housing for free: 3 possible ways
A pensioner can transfer his property either under the condition of lifelong maintenance, or for an additional payment (such an annuity is called “redemption”). In the latter case, a certain amount of money, determined by the contract, is added to the obligations for periodic payment of rent, adds the agency’s interlocutor.
According to him, military personnel can also apply for free housing if they are recognized as in need of housing or improved living conditions after 20 years of service or 10 years of service upon dismissal on a preferential basis.
At the same time, the law allows a person to choose his future place of residence. In addition, if a serviceman serves in a city in which he does not have his own housing, then he is required to be provided with a service apartment.
Hospitality networks (free accommodation sites)
HospitalityClub is exactly the same service as CouchSurfing, but has a smaller base of countries and users. The database contains more than 325,000 people from more than 205 countries. It is also possible to simply find people who will show you the city, recommend good cafes, clubs and, in fact, just communicate with the locals. The service is free.
Interesting: How to recognize a missing person
There are many hospitality chains. Now most of them have their own websites on the Internet. Networks differ from each other in the number of members, focus, and site design. Many people are simultaneously members of several hospitality networks. Depending on the country, one or another network may be more popular.
How to get an apartment for a large family in 2021: benefits and subsidies
Attention! You can find out how many children are needed to receive social housing specifically for your region from the district administration.
- Children must live with their parents. At the same time, they can actually live in another place, but they are registered and must be in the same living space as their parents.
It is also necessary to confirm the fact that the family is low-income and cannot buy an apartment for itself. To do this, you will need to contact the local administration with papers confirming that you have an income of no more than the minimum subsistence level established in the given region for each family member. In this case, she is recognized as poor.
Free money, or where they give money for nothing in Russia and the USA
The owner has the right to use a portion of your contribution to cover damages you cause and other costs, such as unpaid utility bills, but not physical wear and tear on the property. To prevent this from happening, document everything - from bills for home repairs to the condition of the apartment at the time of entry and exit, as well as the fact of rent and payment of the insurance premium.
The biggest and most obvious source of easy money is a pension plan. Not only does it allow you to defer taxes on pension contributions, but it also provides the option of matching contributions (this is where employee and employer contributions are shared on a parity basis).
20 sites where you can find free housing and work
Couchsurfing is deservedly popular and is based on trust and generosity. You host new friends for free and travel around the world enjoying the hospitality of others.
Some only travel, while others are so generous and hospitable that they only receive. You need to register on the website, find a hospitable host, read reviews about him and write to him.
It's free, the site is in English.
Since I learned about these sites, I cut off any whining “I want to see the world, but I don’t have money,” “I hate my job,” by instantly sending these links. If a person really dreamed of traveling, he will definitely find something for himself, and if not, he will stop whining, at least to me))
27 Jul 2021 yslygiur 2278
Source: https://urist-yslugi.ru/bez-rubriki/gde-dayut-besplatnoe-zhile-v-rossii
When registration is denied
Registration may be denied if it is determined that the person has intentionally worsened living conditions over the past 5 years.
- Leaving a dwelling
rented by a local executive body in a private housing stock. - Alienation of premises suitable for housing,
owned by right of ownership. If you are transferring or selling your home to Third Street. Which indicates a deliberate deterioration of living conditions. - Housing was exchanged.
If during the exchange the living conditions worsened. The area has become smaller, the housing does not meet living standards, or the region of residence has simply changed. - Destruction or damage to the home due to his fault.
Damage to housing, whether intentional or not. If the house burned down due to the fault of the residents of the premises. When the structures of a house are brought to an unusable state. - Move-in of strangers,
except spouses, minors and disabled children, as well as disabled parents. Moving in citizens who are indirectly related or not at all related to your family is considered a worsening of living conditions.
How to get money for an apartment for a single person
A special category of people applying for a certificate from the state are single pensioners. They are given the opportunity to improve their living conditions if there is insufficient living space (less than 10 m2), or the house is in disrepair.
In addition, the pensioner does not receive enough income to independently purchase housing. This often happens, because pensions for elderly citizens are not always higher than the subsistence level.
Please note! Only a single pensioner, and not just a single person, can receive a subsidy. The government decided that an able-bodied citizen who does not have a family can earn his own apartment.
To obtain a certificate, you will need to prepare an initial package of documents.
It is necessary to determine a person’s need to improve their living conditions:
- passport of a citizen of the Russian Federation with a mark of registration in the region;
- pension certificate, SNILS;
- an extract from the pension fund on the accrual of pensions;
- employment history;
- documents confirming the need to change housing (recognition of the house as unsafe, conclusion of commissions, layout of the apartment);
- documents confirming the right to reside in the apartment (tenancy agreement, lease, ownership).
However, if a pensioner, without waiting for his turn, purchases housing with a mortgage, he will need to provide additional documents:
- mortgage agreement;
- an extract from the bank on the status of the personal account, payments made, the expiration date of the loan, as well as the absence of arrears or debts;
- contract of sale.
To speed up the process of providing public funds, it is worth additionally providing a document confirming the presence of a serious illness, if any. They will receive a certificate from the medical organization, signed by the chief physician of the hospital.
After submitting documents, it takes ten days to determine the status of a person in need. During this time, commission employees check the actual living conditions and the authenticity of the papers.
Reasons for obtaining living space
Article 51 of the Housing Code of the Russian Federation provides a clear definition under what circumstances a person has the right to apply for benefits from the state to improve housing conditions:
- the family does not have its own housing, does not live in an apartment under a social tenancy agreement (in the second case, any of its members can become the owner through privatization);
- the family lives in an apartment under a social tenancy agreement, but the available space is not enough to comfortably accommodate all members (the norm is 10 m2 per person);
- the family lives in a dilapidated house, a building intended for demolition, a premises that does not meet sanitary standards, hygienic rules;
- a family in which there is a person suffering from a serious illness, living in a communal apartment with strangers.
Remember! If there is a person in the family suffering from a serious illness, he must be provided with his own room. If this cannot be done due to insufficient living space, the responsible person has the right to improve living conditions.
Serious life-threatening diseases include cancer, tuberculosis, AIDS, HIV, and some mental illnesses in which the patient cannot control himself. If there is a disabled child, the local administration is obliged to provide benefits out of turn.
However, it will not be possible to apply for a subsidy if the family lives in an apartment with sufficient space, even on rented premises. In practice, there have been cases where people deliberately moved from a larger rental apartment to participate in the program.
Cases of removal from the queue for housing
With the consent of Art. 73 residential complexes can remove you from the queue provided:
- When deciding to move to another region or leave public service.
- No more housing required.
- The documents submitted when submitting the application are not valid.
- You were given a plot of land where construction of a house began.
Orphans and single-parent families who need housing are not taken off the waiting list. If you are deregistered, you will be notified within 10 days and the reason for the refusal will be indicated. Every year you must submit a complete list of documents without an application.
Every year in the Russian Federation, programs are being improved that distribute subsidized and free housing. Who is supposed to move into these apartments out of turn? Who is entitled to a subsidy that will allow them to purchase their own square meters? What documents need to be prepared for this? The article will provide answers to these questions.
Ways to get an apartment from the state
The following options are currently available:
- the opportunity to register for housing (in line or bypassing it - for categories of citizens approved by law),
- apply for a subsidy that will cover part of the cost of purchasing an apartment,
- use one of the social mortgage methods,
- take part in mortgage projects (targeted at young families).
Who is entitled to a free apartment from the state?
To have a chance to receive social housing from the state, you must meet the following criteria:
- live in an apartment/house that is smaller in area than the standard;
- be classified as low-income citizens (the status must be confirmed by local authorities). The criteria for assessing financial insolvency vary and depend on the region of the Russian Federation.
The following people can sign up for a free apartment:
- military families,
- internally displaced persons (those who were persecuted in their homeland for their religious or political views, etc.),
- those who leave the Far North,
- liquidators of radiation accidents.
The following categories of the population are allowed to receive an apartment for free from the state out of turn:
- those who live in emergency premises;
- orphans;
- citizens with severe chronic illnesses, which make it problematic to coexist in the same apartment with other family members. The list of diseases is determined at the state level.
According to the laws of the Russian Federation, the area of housing that families are entitled to depends on the specifics of the regions. This indicator is influenced by the level of supply of social square meters in a certain area or region.
How to get an apartment from the state: subsidies, mortgage programs
belonging to the following categories can count on financial assistance to acquire their own living space
- those who do science
- military personnel,
- those to whom maternity capital is paid,
- large families.
The Young Scientists project offers profitable subsidies for those involved in science. According to it, the mortgage is calculated based on future income. A loan can be taken out for an amount that exceeds the borrower’s current salary. The scientist’s work history must be at least 5 years, and his age must not exceed 35 years for candidates and 40 for doctors.
The state project “Housing” is in action - certificates for the military are ready to be sent to their destination. The program applies to those who are dismissed from service due to the end of a contract, due to health or personal circumstances. Payments are calculated based on housing standards:
- for singles - 33 sq.m.,
- for a family of 2 people - 42 sq. m,
- for a family of 3 or more people - 18 sq. m for each.
For families who receive financial assistance with the birth of their second and each subsequent child, the Maternity Capital program is relevant. This benefit can cover about 90% of the down payment, the remaining amount is paid by the borrower.
If a family has three or more children (who have not yet reached their 18th birthday), they have the right to receive a plot of land to build housing. Financial assistance is also provided for a young married couple who has decided to purchase their own home. Such a project makes it possible to rely not only on oneself, but also on government support. It will offset about a third of the average home price.
If a family has documented that it has a need to improve their living situation, it is possible to take part in the “Affordable Housing for Young Families” project. The same condition must be met by those applying for a social mortgage. To receive it, you must be registered for housing.
Social mortgage offers the following assistance options:
- purchasing a state apartment on credit at a reduced price;
- subsidizing part of the housing purchased with a mortgage;
- provision of benefits that will allow you to pay off mortgage interest.
The type of social mortgage issued is determined by the local government, it depends on each specific region. The bank will present the borrower with requirements related to citizenship, permanent registration, and length of service. Mortgage insurance is required at the expense of the person taking out the loan.
If a young family is unable to obtain state support for an apartment from the state, it makes sense to consider various mortgage programs. Banks offer them in a wide variety. Typically, these loans have low interest rates and preferential terms.
What do those who are going to get an apartment from the state need?
To obtain an apartment from the Russian state, you must prepare the following documents:
- passports and birth certificates - originals and copies;
- marriage and divorce certificates with photocopies;
- TIN of each family member with signatures on copies;
- income certificates;
- certificates of taxable property;
- extract from the house register;
- BTI certificate on the condition of the living space;
- originals and copies of documents that indicate the availability of benefits.
Depending on the chosen method of obtaining an apartment from the state, the package of documents may change.
Advice for those applying for an apartment from the state
- Check out the offers of preferential lending and subsidies in your region.
- Carefully study the options for obtaining an apartment, weigh the + and – of each method. If applying for several types of financial assistance suits you (for example, you are a young family in which one of its members is engaged in science), decide which option is more profitable for you. Discuss your options with specialists from the housing department.
- Start collecting documents in advance, as this process requires a lot of time.
How can you get money for housing from the state?
Owning real estate is an expensive pleasure. Not many people can afford to buy an apartment or a house. However, in order to provide vulnerable segments of the population with housing, the Government of the Russian Federation has developed state programs that allow people to improve their living conditions.
To purchase housing, you can use government assistance programs for the population. Social protection is aimed at improving living conditions. The latest changes to the Legislation of the Russian Federation were made in 2021. Every year this issue receives great attention. The government is trying not to leave people in need without support.
The main legal act regulating support for the population in the issue of housing is Federal Law N178 of July 17, 1999. Amendments are constantly being made to it. The latest ones were adopted in 2021.
In accordance with this law, the Civil and Tax Code of the Russian Federation, the population has the right to receive the following benefits for the purchase of housing:
- The tax deduction is provided to those citizens who purchased an apartment at their own expense. They are refunded part of the personal income tax paid during their work. The main thing is official, taxable earnings. A person has the right to return up to 260 thousand rubles, and when attracting mortgage funds to purchase an apartment - up to 320 thousand rubles.
- Low-income people, large families, military personnel, disabled people, and people living for a long time in houses intended for demolition can get a free apartment. To apply for a benefit, you need to stand in line at the local administration and collect a large number of papers. However, due to the increasing number of people wanting to get free housing, it is becoming difficult;
- benefits in the form of targeted subsidy programs and the provision of public funds are intended for the young population, pensioners and other vulnerable segments of the population. Implemented support is provided at both the federal and regional levels;
- Once in a lifetime, a person who finds himself in a difficult situation claims to receive a lump sum payment. It can be applied for by persons who have suffered a natural disaster, fire, or who have undergone expensive treatment.