Ownership
First of all, after changing the surname (first name, patronymic), you need to replace the passport of a citizen of the Russian Federation, the main document. This must be done within 30 days. After this, if necessary, you can change other documents related to real estate.
The law does not establish the obligation of the copyright holder to inform Rosreestr about a change of surname; the person still retains the status of owner. If it is necessary to carry out a new transaction, presenting, for example, a marriage certificate will be sufficient.
However, in order to avoid future difficulties when interacting with government agencies, it is recommended to update the information in Rosreestr in advance. Then you won’t have to waste time on this in a situation when there is a need for an extract from the Unified State Register or any other actions. Since the law does not provide for notification periods to Rosreestr, this can be implemented at any time.
To do this, you need to submit an application either to Rosreestr or to the MFC (note - you need a branch of the MFC, which is located at the location of the property). If your personal presence is not possible, the application can be submitted through the electronic service of Rosreestr, in which case an electronic signature will be required.
There is no need to change the data in the purchase and sale agreement under which the property was purchased. To further identify you as a party to the contract, it is enough to have a passport and documents that confirm the change of surname.
Advantages and disadvantages of discharge
Having an extract from the Unified State Register carries not only some disadvantages, but also many undoubted advantages. Let's consider the main ones:
- The certificate could not cover all the information on the real estate, but the extract allows you to find out almost everything about the apartment.
- The extract from the Unified State Register contains only the most current information. Thus, some certificates were issued decades ago and the data contained in them is outdated.
- Thanks to the Internet, you can get your statement online! Yes, the electronic version of this document is legally equal to its paper version. After ordering an extract from Rosreestr using the online service, the extract will be sent to you by email.
- An extract from the Unified State Register can be requested an unlimited number of times. Thus, a fresh statement evokes greater loyalty from counterparties, and you can receive its electronic version in a fairly short time. Of course, a paper version of the statement can also be received quite quickly: namely, within 5 business days from the date of submission of documents.
- A special information system in Rosreestr records all statements issued to individuals. Thus, it is possible to completely eliminate the falsification of a document, including its electronic version.
- The first time an extract from the Unified State Register is issued absolutely free of charge. You can request a document again by paying a state fee of only 200 rubles, which is 10 times less than the state fee to obtain a certificate.
This innovation also has its disadvantages. For example, a person may not be able to complete a transaction to sell property right away. So, he will need to wait for some period of time until the extract is ready. Moreover, in large cities, for example, in Moscow, a paper version of the document will have to be received at the MFC, and in such centers, as a rule, there are always long queues. In addition to this disadvantage, several others can be identified:
- "Freshness" of the extract. Yes, if you rent out real estate or sell it, a notary or other responsible person may require you to have the most recent extract. Therefore, you will have to spend your time and money to obtain it.
- Older people are unlikely to accept this innovation positively. It’s easier for them to have a certificate the old fashioned way rather than just a printed statement. Moreover, the majority of the older generation does not know how to use a computer.
- The protection of data contained by Rosreestr is a big question. This innovation will most likely spread to other government bodies, for example, the registry office. However, the specialists of these services do not pay enough attention to such an important aspect as data security.
Country house
The situation is similar with the title documents for the dacha. The cadastral passport and certificate of ownership have been replaced by an extract from the Unified State Register of Real Estate; the law does not establish the obligation of the copyright holder to inform Rosreestr about a change of surname (given name). But to avoid further possible difficulties, it is recommended to make changes.
As for the garden book, there is no strict need to make changes. However, this document serves to confirm membership in the SNT and the fact of payment of membership fees, from which arises the ability to make decisions by the owner of the gardener’s membership book during SNT meetings. To update the information in this document, you must contact the chairman of the SNT; you will also need to provide a passport and documentary evidence of the change of surname.
What you need to do to get an updated certificate of ownership
Let's look at a specific example of what needs to be done to prepare for the replacement of this important document. In accordance with existing laws, redevelopment can be implemented only when a positive decision on this is made by the regulatory authorities. However, the approval of the upcoming repairs does not end there. After its completion, all members of the commission must sign the redevelopment acceptance certificate. Then the floor plan of the BTI will be changed, after which the redevelopment can be considered legal, and there will be no claims from the state.
The above-mentioned act, after being signed by the housing inspectorate, is submitted to the BTI - this is a bureau that controls all real estate in the territory subordinate to it. It creates a new registration certificate for the apartment.
At the same time, the dimensions of the apartment that are indicated in it may differ when compared with the title deed.
So, with drastic changes in the layout (dismantling partitions, for example, or removing window sill blocks), the area of the apartment can sometimes increase by several square meters. This is a big plus when selling, as the value of the property immediately increases. But in order for this to happen, it is necessary to replace the certificate of ownership of the apartment.
In addition to redevelopment, the basis for its replacement may be the need to register inheritance rights, sale of an apartment, loss of a document, or change of address.
To make a replacement, you need to visit Rosreestr with a package of documents, which includes:
- old certificate;
- cadastral, technical and floor plans;
- permission for redevelopment;
- act of redevelopment done;
- citizen's passport;
- if a trusted person handles the paperwork, then a power of attorney is issued to him.
To obtain a new certificate, you will also need to pay a state fee of 1,000 rubles. The issuance procedure is carried out within 12 days.
Housing and communal services
The law does not say anything about the fact that after a change of name or surname, a person has an obligation to notify the management company (MC) about this. By and large, as long as payments are received regularly, for housing and communal services it does not matter under what name you make them. However, it is in your interests to notify the Criminal Code, since in the future there may be a need for various certificates related to the place of residence, etc., the bureaucracy will make itself known here. To make changes, write a corresponding statement containing a request to adjust the personal account data, attach documentary evidence and send it to the Criminal Code.
Tax authorities
Citizens do not have the obligation to inform the tax service about a change in data; when interacting with tax authorities, you will only need documentary evidence of a change of surname. To identify you as a taxpayer, an INN is used - changing your last name does not entail a change in this number. As in other cases, for practical reasons it is better to notify the tax office. This will make life easier in the future, for example, when you apply to government agencies, get a job, apply for a loan, etc. To do this, it is most convenient to use the online service of the Federal Tax Service of Russia. You can also apply for a new certificate through the State Services portal or the MFC, but to receive it in your hands you will need your personal presence.
Do I need to change all property documents when changing my passport?
A person changes his passport several times in his life. At least two, at 20 years old and at 45 years old, in fact more often (change of surname, loss or damage of passport, etc.)
The certificate of ownership contains information about the owner:
-FULL NAME;
-address at the place of registration;
- passport details.
All this information may change over time. Does this mean that along with changing the passport it is necessary to change the documents for ownership of property? Of course not. These documents will be valid even if the data is out of date. If your last name has changed, you can present a document confirming your old last name. The registration information is in the passport, and there are no problems with this at all. If your passport has been changed, the new one will contain a note with information about the old passport.
Thus, changing a passport will not in any way entail the replacement of title documents for personal property. In this case, ownership rights are retained, despite new information in the owner’s documents.
When purchasing real estate, passport data is entered into the Unified State Register to eliminate controversial issues when identifying property owners.
Since July 15, 2021, the issuance of certificates has been canceled, therefore, when planning to replace a passport with a new one, the property owner, according to the law, has no direct obligation to replace the certificate of ownership or provide information about the change of data. This action can be performed at the homeowner’s own request.
Some apartment owners prefer to submit information to Rosreestr when changing their last name in order to avoid misunderstandings in any real estate transactions. This can be done through the MFC or the government services portal.
New passport data will be recorded in an extract from the Unified State Register.
Before submitting an application, you must pay the state fee and provide a receipt for payment.
List of documents for making changes in the Russian Register:
- application for amendments;
-copies of documents proving the change of surname (copy of passport and certificate of marriage (divorce);
- receipt of payment of state duty in the amount of 200 rubles.
For convenience, you can submit an application electronically through the government services portal - this will save time and guarantee that the documents will be filled out correctly.
Does the international passport change when replacing a passport?
A foreign passport is changed only when its validity period expires, which is in no way connected with the replacement of a Russian passport. Also, the passport must be replaced if it is lost or damaged.
Does the TIN change when replacing a passport?
TIN is an individual taxpayer number, given to a person once for life.
It has nothing to do with passport data. If the surname, place of work and residence and other personal data change, the TIN remains unchanged.
Mortgage
As you can see, almost all documents relating to real estate do not require mandatory changes; this remains a voluntary matter and allows you to ensure your comfort in the future. But a mortgage in this regard is an exception.
In most cases, mortgage agreements oblige the borrower to inform the bank if there are any changes to some of his personal data. The notification procedure and deadlines are also contained there. If there is no such provision in the agreement, it is recommended to clarify this issue with the bank.
Potentially, failure of borrowers to comply with this obligation may result in some difficulties. For example, with the identification of the payer due to a discrepancy between the new name and the one indicated in the mortgage agreement. As a result, there is a risk of late payment. Lawyers also recommend not to forget about the documents accompanying the mortgage, making changes to them, in particular, to the mortgage insurance agreement.
