A personal housing and communal services account is one of the most important documents for home owners or tenants, because it is through it that most payments are made. However, not everyone knows what exactly this paper is for and how to find out all the necessary information on it. That is why it is necessary to understand the purpose and capabilities of this document.
Dear readers! Our articles talk about typical ways to resolve legal issues, but each case is unique.
If you want to find out how to solve your particular problem, please use the online consultant form on the right or call. It's fast and free!
Payer's ELS
A single personal account of the payer is automatically compiled by the housing and communal services system.
It contains complete information about:
- specific residential premises;
- a payer who pays for the provision of utilities and housing.
This paper can only belong to the owner of the premises it refers to. Moreover, in this case, both the legal owner of the home and his tenant under the contract can be considered the owner.
It can only be opened in the name of an adult and capable person with Russian citizenship. The second paragraph of Article 153 of the Housing Code contains a complete list of those who have the right to receive a personal account :
The owner of an apartment under a rental agreement (social or residential rental).- Tenant (if the dwelling is owned by a municipal or state fund).
- Member of the Residential Complex.
- Legal owner of the home.
Only the person in whose name it is opened can make payments to a personal housing and communal services account. In cases where the tenant pays for utilities, the bill is split.
How to find out your number by address using the Internet?
There are three ways in total:
The first method is the easiest. In order to find out your personal account number, it will be enough just to find your payment receipt and find on it the ELS number by which the payment was made.
In the photo you can see a sample payment receipt, where you can see the personal account number (ELS) and other data.
However, it also happens that the receipt is simply lost or damaged, which makes it difficult to see the treasured number on it. And you need to know him. And in such a situation, you can use the second method - find out the account number at .
Finding out your number by address via the Internet is faster and easier. You can go to the official website of the GU IS and find the search bar on its main page:
- The address of the apartment whose ELS needs to be found out is entered into it, and a search command is given.
- After this, you will receive the information you need.
There is also an option for Sberbank cardholders. It will be enough just to use the Sberbank online service. The user only needs to enter his address, and he will immediately receive information about his personal account. In addition, you can use a Sberbank ATM for the same purposes.
To do this, you should do the following:
find the “Search and Information” button;- follow it and click on “Personal accounts for Sberbank”;
- a line will appear in which you can enter your address and service provider;
- after this, you will be provided with the necessary information about the ELS.
But, if it’s still easier for you to use the phone, then there is a second method. However, it is intended exclusively for Muscovites. They can contact the GU IS by phone and, telling the operator their address, ask for the ELS number.
How to check?
To see if there is any debt on a personal account, it will be enough to just use the same methods by which you can find out the ELS number at the address. The fact is that along with the ELS number, you will receive information about its current condition, including debts.
But you can also use an online calculator to calculate your debt. Experts recommend trusting only proven services in order to avoid errors in calculations and obtain up-to-date information. Therefore, it is worth using the most reliable online service of the GI Coordination Center. In order to calculate everything, you must enter the following information :
- payment deadline;
- your address;
- area of the home;
- the number of residents registered in the apartment;
- home improvement;
- on what floor is the apartment located?
- other (depending on the calculator).
Reasons for closure
The opening and closing of personal accounts is regulated by the Federal Law of the Russian Federation of the same name. Its 62 and 125 paragraphs state the reasons for the closure. And they are the following :
- The institution or OFK that issued the personal account was liquidated or reorganized, changed its type or jurisdiction.
- For this organization, budgetary authority has been canceled (which does not allow certain operations to be carried out).
- The institution began to serve another OFK.
- Other reasons. Namely, eviction of a person from an apartment, change of owner of the home, and more.
Also, Article 859 of the Civil Code states that a personal account can be closed by writing an appropriate application by the person in whose name the account was opened. In addition, when moving to another place of residence, you are required to close your personal account by submitting this application.
SGK explained how to re-register a personal account to pay for services
10:42, 26.03.2021 5328
1
The previous owner of the property also has the right to submit an application to close his personal account upon a change of ownership.
“I bought an apartment a few months ago, but receipts for heat and hot water continue to come to the previous owner. How to fix it?" - this is a question residents of Biysk often ask employees of the Customer Service Center of the Siberian Generating Company. We explain what needs to be done in such a situation.
Heat supply and hot water supply services to residents of Biysk are provided under direct contracts with the Siberian Generating Company. This means that immediately after purchasing an apartment, a city resident must personally contact the SGC to re-register a personal account in his name.
Even if a person is not the owner of a home, but has changed his place of residence under a social or official tenancy agreement, this is also the basis for re-registration of a personal account.
In order for receipts to begin to arrive in the name of the new home owner, the Biysk heat sales division of the company needs to prepare the following package of scanned copies:
- a document confirming your ownership of the home. In most cases, this is an extract from the Unified State Register of Real Estate (USRN);
- the document on the basis of which ownership rights arose. This could be a purchase and sale agreement, a gift agreement, an exchange agreement, a certificate of inheritance, etc.;
- owner's passport;
- an extract from the passport office, valid for 30 days from the date of issue;
- applications for re-registration of a personal account.
There is no need to certify scanned copies when submitting them to the SGC.
If a person lives in an apartment on the basis of a social or service tenancy agreement, then to re-register a personal account he needs to collect scanned copies of the following documents:
- social/service employment agreements;
- employer's passport;
- extracts from the passport office;
- applications for re-registration of a personal account.
The previous owner of the property also has the right to submit an application to close his personal account upon a change of ownership. He will have to make full payment for the services provided at the old address, provide to the SGC scanned copies of the purchase and sale agreement and a free-form application for re-registration of the personal account to the new owner.
Residents of Biysk can send scanned copies of documents to the company in three ways:
- by email;
- through the “Feedback” section in the “SGK” mobile application;
- through a client box located in the lobby of the office of the Biysk heat supply division of SGK at the address: Biysk, st. Stakhanovskaya, 7.
A receipt with updated payment details should arrive within a month. If this does not happen, then you need to call the SGK contact center 8 (3854) 230-700 .
It is possible that in order to re-register a personal account, information from the owner or tenant was not provided in full.
Subscribe to us on telegram
Account management
This account can be maintained by one person or several . In the first case, only the owner is responsible for repaying debts and making payments, and in the second, the person with whom this account was shared is also responsible.
Account splitting is provided for employers. This is done so that the tenant of the apartment can pay for utilities. Who lives there, not the owner.
In the process of division, the tenant also receives a separate right of ownership of the dwelling, based on a lease or rental agreement. After this, the tenant receives the right to make payments legally.
How to make a separate personal account
It is also possible that there are separate personal accounts for water, gas, electricity, etc. The concept of a personal account. The personal account acts as an “identifier” for providing an account associated with making payments for. In case of a positive response and approval of the separation of personal accounts, each owner will receive a separate receipt. A separate personal account can be made for a separate isolated room, and not for adjacent premises, part of a room or utility room. How to divide a personal account if you have debts or a neighbor refuses? You can divide your personal account by concluding an agreement between the owners that defines the shares. Based on this, a separate service agreement is signed with each of them. When is it possible and how to properly divide a personal account in a privatized apartment? Documents and procedure for division through the court. Registration of separate accounts. It is possible to open a separate personal account only if it is for a separate room in the apartment, not adjacent to other rooms. He died, but nevertheless the bills still come in his name. What needs to be done if the apartment is municipal? Division is possible only if the following conditions are met: A separate account can be issued only for the owner of the share. Registration without owning a share in the living space does not give the right to have a personal account.
We recommend reading: When is the funded part of the deceased’s pension paid?
At the final stage, utility services allocate each applicant a separate personal account and send receipts for payment of charges separately, taking into account the size of each resident’s share. How the personal account for utility payments for housing is divided. A rent invoice is provided for a separate residential premises: a room in a communal apartment, an apartment, a private house. What if you have premises and your own, separate, personal account in a privatized apartment - you don’t need to ask anyone questions! The hardest thing is to make the first move. Don't delay with him. Why split personal utility bills? Who can separate them? What is the procedure for dividing accounts? share of ownership in an apartment, what can be done with it - Duration: 15:54 Albert Leonov 51,504 views. We have such a Mentavian state that you can’t take a step without registration (registration). So take a certificate where you lived all this time and in housing and communal services they can move you in only if the mother had a separate personal account and a separate room. And if you have a room and your own, separate, personal account in a privatized apartment, you don’t need to ask anyone! The hardest thing is to take the first step. Don't delay with him. Contents of a financial and personal account: how to make separate personal accounts for an apartment. The financial and personal account contains information about the type and nature of the residential premises (a separate apartment or a communal apartment, its area and number of rooms, the floor where it is located. In your case, you need to make a section of personal accounts in the apartment, and determine the procedure for using shares of the living space. And for a minor person, everything is correct, it is necessary to allocate a separate personal account. A proposal for its conclusion can be made by both the tenant of the property and any family member. In this case, there must be a refusal to enter into an agreement by the residents or the management company has received a refusal to open a separate personal account. If there was a need to divide personal accounts in a privatized apartment, this can only be done with shared ownership. So, it is impossible to divide a personal account, you can get a separate personal account according to the share that is registered in the property. Dividing a personal account for separate payment for an apartment is possible in two ways. I live in 2 with my sister. I pay the bills myself, you won’t get any money from her. I want to split my personal account. how to do it. Based on this, it can be concluded that now officially and legally divide the debt. In order to divide the personal utility bill, you must have the right to do so. In an apartment with your former family, you still do not have the right to demand to divide the debt and create a separate account. Now all that remains is to think about how to re-register a personal account for an apartment, and do it as quickly and conveniently as possible for each of the participants in the process. The same applies to a personal account.
Certificate of financial condition
A certificate of financial status of a personal account is, in fact, an extract from it , which contains information about outstanding payments, the full name of the owner (or tenant), data about the apartment and some additional information.
This document is required when registering, remodeling, selling, privatizing or inheriting an apartment. You can receive the certificate in electronic or paper form.
It is obtained from the institution from which you receive utilities. To do this, you need to provide a passport and a certificate of registration of the apartment.
The procedure for re-registering a personal account to pay for housing and communal services after purchasing an apartment
So, any responsible tenant, as well as any other registered resident of this living space who, for some reason, has separated from the family, can submit such an application. An application must be submitted to the office. It is worth choosing the site that relates directly to the disputed apartment. You must also provide the office with a receipt confirming payment of the state fee.
To correctly write an application, you can refer to existing articles 131 and 132 of the Civil Code of the Russian Federation. It details all the requirements for the document, as well as what needs to be indicated in the application. After writing the application, you can proceed to collecting documents that will be needed during the hearing.
Dividing a personal account in a municipal apartment: conditions and procedure
The Housing Code of the Russian Federation (hereinafter referred to as the Housing Code of the Russian Federation) does not provide for the division of a personal account into a municipal apartment. But, nevertheless, in accordance with paragraph 4 of Art. 69 of the Housing Code of the Russian Federation, if a citizen ceases to be a member of the tenant’s family, then he does not lose his rights in relation to housing. At the same time, he is independently responsible, including for non-payment of utility bills.
From the systemic interpretation of the norms of the Housing Code of the Russian Federation, it follows that the parties, if it is necessary to divide the personal account, can enter into an agreement among themselves on the payment of payments for the maintenance of the apartment. However, there are cases when it is not possible to reach an agreement and the parties to the conflict go to court. But the court will take into account whether the procedure for pre-trial settlement of the dispute has been followed.
How to open a personal account for an apartment
A personal account is opened for a specific apartment in which several residents can live. In connection with which it opens to the responsible tenant.
In order to become responsible tenant, you must meet the following criteria:
- The citizen must be an adult.
- Capacity, that is, a person must be aware and account for his actions.
- The person must be registered in this residential premises.
To open a personal account for an apartment, you must present the following documents :
- certificate of state registration or, in the case where the apartment is municipal, a social tenancy agreement;
- the basis document, namely a purchase and sale agreement, a gift agreement, etc.;
- act of acceptance and transfer of the apartment;
- passport;
- if the interests of the tenant are represented by a trusted person, then a power of attorney.
It must be borne in mind that documents must be submitted in copies and originals. Originals are required for verification with copies.
Opening upon change of owner
Re-registration of a financial and personal account is required when ownership is transferred to another person. To do this, you need to contact the management organization. Next, you should contact the unified information and settlement center to renew contracts for the new owner with energy companies, water supply organizations, and gas supply organizations for the supply of resources.
You must have the following documents with you :
- passport;
- certificate of registration of rights, social tenancy agreement for the new owner, tenant;
- a certificate about the number of registered persons in the apartment.
Personal account for the apartment
In individual residential buildings, a personal account is opened directly with the organization that calculates and collects payments for housing and communal services. 2.8. To open a personal account in houses of the individual residential sector, the written consent of all owners is required, which is expressed in the form of an application, as well as the availability of title documents, copies of which remain in the organization that charges and collects payments for housing and communal services 2.9. Opening a personal account is the basis for charging fees for residential premises and utilities.
3. Re-registration (change) of a financial personal account 3.1. A financial personal account is subject to re-registration (change) in the following cases: 3.1.1.
Re-registration of a personal account for an apartment after death
A financial-personal account is a document issued for residential premises that belong to citizens under a rental agreement, social tenancy or property rights. It reflects all issues related to payments made by the owner or tenant of the premises for the use of it, for utilities, management and maintenance of the apartment building. At the same time, a personal account is not a document establishing the rights of the tenant of residential premises to use, own and dispose of them, as well as common property for the owner of premises in an apartment building. The main document establishing the rights of tenants of residential premises is the social tenancy agreement.
A personal account can be opened for any adult citizen living and registered in a residential premises with the consent of all registered in the residential premises or all owners of the residential premises.
Personal account and its purpose
How to find out the personal account of an apartment In order to find out information about the personal account of an apartment, the person registered in it must contact the management company that manages the apartment building or the homeowners' association (HOA), if the owners have chosen direct management. You can also order such information through the multifunctional center. In order to receive an extract from your personal account, you must submit the following documents:
- identification document of the person applying for the extract.
As a rule, this is a passport;
- legal documents, namely a certificate of state registration of rights (extract from the Unified State Register), a social tenancy agreement for residential premises, etc.
Extract from a personal account An extract from a personal account is a document containing data on the area of the premises.
The parties should try to come to an agreement by drawing up a notarial agreement, and also contact the unified information and settlement center with an application for splitting the account. If a refusal follows, it must be written and justified. It will also need to be presented to the court. The responsible tenant must file a claim with the court demanding that the shares of each person living in the apartment be determined.
In this case, the court will determine the shares of each user and indicate who will have to pay what share of utility bills. But in this case, the conclusion of a separate social rental agreement will not follow, since the current Housing Code of the Russian Federation does not provide for such a procedure. A similar position is set out in the Resolution of the Plenum of the Supreme Court of the Russian Federation dated July 2, 2009 No. 14 “On some issues that arose in judicial practice when applying the Housing Code of the Russian Federation.”
How to find out the personal account of an apartment
In order to find out information about the personal account of an apartment, the person registered in it must contact the management company that manages the apartment building or the homeowners' association (HOA), if the owners have chosen direct management. You can also order such information through the multifunctional center.
In order to receive an extract from your personal account, you must submit the following documents:
- identification document of the person applying for the extract. As a rule, this is a passport;
- legal documents, namely a certificate of state registration of rights (extract from the Unified State Register), a social tenancy agreement for residential premises, etc.
Procedure for closing a personal account for a municipal apartment
It is these papers that play a key role in making a decision.
The list of documents is relatively small and it is not at all difficult to collect. As a result, residents can resolve a number of controversial issues. Responsibility for non-payment of housing and communal services It is worth noting that dividing a personal account in a municipal apartment is sometimes the only adequate solution. After all, when one tenant does not pay rent, a debt arises, which can cause all the citizens living in the apartment to suffer. So, if receipts for utility services are issued regularly, and they are not paid for for more than three months, then the supplier can sue the residents. There is one subtlety in this situation. When changing a rental agreement or a service agreement for a privatized apartment - with the written consent of the tenant, members of his family and the landlord, or the owners, or by court decision. 3.1.2. When the participants of the common shared ownership of a residential premises determine the procedure for using the specified premises - by court decision. 3.1.3. In the event of the death of the owner - by mutual agreement of the remaining residents of the residential premises, and in privatized premises - with the consent of all heirs, upon provision of a copy of the death certificate. 3.1.4. With the mutual consent of all residents or all owners of the residential premises. 3.2. Re-registration (change) of a financial personal account is carried out on the basis of a written order from the Management Organization or the owner of the residential premises. 4. Closing a personal account 4.1.
Personal account section
This article describes in detail how to close a personal account when selling an apartment, and everything you need to know about it. Some are interested in the only question: how to close a personal account when selling an apartment, so as not to receive tax charges afterwards? This issue will be resolved in several main stages. First, you should understand what a financial-personal account is? This account is considered documentation that is issued for any residential premises belonging to each citizen in accordance with the rental agreement, social security. It is this document that will reflect all the most important issues that are associated with payments made by the owner or tenant of the residential premises for the mandatory use of the apartment, but also of course for any utilities. At the same time, the personal account will not be considered a document that establishes the basic rights of the person renting the apartment for further use, ownership, including the disposal of all this.
The procedure for dividing a personal account through the court occurs in case of disagreement. apartments and division of a personal account in a municipal apartment.
