What kind of prop is this?
Facial
an account is a digital combination - a designation of an account required by residents of a particular house to make payments for the use of housing and communal services.
What is considered housing and communal services? This:
- water supply;
- drainage;
- gas supply;
- maintenance of the house itself and the surrounding area;
- heating (during the cold season);
- energy supply.
Note 1.
Water supply refers to the organization of access to hot and cold water.
In cities and other settlements, housekeeping is provided by a variety of public services. In this case, most often gas is organized by one company, water by another, electricity by a third.
Important! All of these services are combined in one receipt, according to which residents pay for them.
Cash collections are handled either by settlement centers or management companies.
Where to go to open a personal account? To understand this, you need to find out how many companies are engaged in servicing the house in which you now live. The further course of action depends on this.
Note 2.
Regardless of the number of owners and actual residents, the details are opened for one person. This is usually one of the home owners. Who will handle the paperwork is decided independently - this is not regulated by law.
PromInvest LLC
The management company is only a hired structure that is obliged to professionally maintain the common property. The law requires residents to give the property management company tasks to do around the house. Participation in the activities of the House Council is directly in the interests of homeowners. Today, where councils have not yet been organized, people from the same house make different demands on the company, asking for work that is not supported by the financial capabilities of the house.
The House Council is created to protect the rights and interests of residents, control the activities of the management organization, resolve issues related to the management of an apartment building and the House Council must function. Let us recall what powers the Councils are vested with:
• Monitor the provision of services and (or) performance of work on the management of an apartment building, the maintenance and repair of common property in an apartment building and the quality of provided utilities; • Take part in the acceptance of work on current and major repairs of common property; • Submit to the general meeting of owners proposals on the procedure for using common property in an apartment building, including the land plot on which the house is located; • Submit a report on the work done for approval at the annual general meeting of owners of premises in an apartment building. • Exercise other powers in accordance with current legislation and the Regulations on the House Council approved by the owners.
MKD personal account
To control the expenditure of funds collected from residents, the House Council has the right to initiate the opening of a separate personal account for the house by the management company. This account will reflect all financial movements related to the maintenance of common property: from the cost of replacing a light bulb in the entrance to the cost of current repairs. Articles 36–39 of the Housing Code define the right of ownership in the common property of apartment buildings, the share of owners and their responsibilities for the maintenance of common property. In Art. 16 Federal Law No. 189 prescribes the procedure for the formation of the land plot on which the apartment building is located, and its transfer into the ownership of the owners of the premises of the house. Thus, the owners of residential premises of an apartment building have the right to common property, which includes all elements of the house, except residential and non-residential premises, and the land plot adjacent to the building. The burden of paying for the maintenance of common property lies with the owners of residential and non-residential premises and is regulated by established tariffs. It is from these accruals that a personalized house account is formed. The management organization provides an annual report on the movement of funds on it.
Previously, all the money collected for repairs and maintenance of housing went into the general treasury of the management organization; it had the right to distribute these funds for the necessary work of any of the houses on its territory. With an MKD personal account, this is impossible: the collected funds are accumulated exclusively on the personal account of a particular house and can only be spent on its needs. However, if there are not enough funds in the account or there are debts, then the work will not be completed. The management company's report contains a paragraph that reflects the balance of funds in the personal account. The owners of apartment buildings can dispose of this amount at their own discretion. But if there are utility service defaulters in the house, the amount on the account may, among other things, have a “minus” value.
How to open a personal account?
Step 1. Residents of an apartment building must organize a Meeting of owners, during which they discuss the need to open an individual personal account for their home. The voting sheet must contain notes indicating the number of votes “for” and “against”, then, if the number of those who voted for opening an account is 2/3 of the total number of owners, the Minutes of the General Meeting are drawn up. Step 2. The Minutes of the Meeting of Owners must reflect the requirements for making changes to the agreement with the management organization, namely, adding clauses: • on opening a personal account and its further management; • on the reporting form of the management company to the House Council • on the accumulation in this personal account of funds for maintenance and current repairs contributed by the residents of the house. The minutes of the Meeting of Owners, together with the completed voting sheet, must be transferred to the Department for Work with Owners of Housing Services. Step 3. After making changes to the agreement and signing it by both parties, a personal account for the house will be opened in the housing services accounting department, which will reflect all funds collected from residents for maintenance and routine repairs. From it and only within the framework of it, funds will be spent on the maintenance of common property. Report of the management organization It is worth recalling that according to the Decree of the Government of the Russian Federation of September 23, 2010 N 731 “On approval of the standard for information disclosure by organizations carrying out activities in the field of management of apartment buildings,” the management company must provide an annual report. It is published on the website of the management organization, posted on information stands, and is also available upon request from the owners. A response to the request must be provided within 2 days by email or within 2 weeks by written request. In the report, the management organization is obliged to disclose the following data:
1. Main indicators of the financial and economic activities of the management company (in terms of execution of management contracts). 2. Information about the work (or services) performed for the maintenance and repair of common property in an apartment building, the procedure and conditions for their provision. 3. The cost of maintenance and repair of property in the apartment building. 4. Draft management agreement concluded with the owners of premises in the apartment building. 5. Information on the fulfillment of obligations under management contracts in relation to each apartment building, which must contain: a work plan for a period of at least 1 year, indicating the timing and reasons for deviations from the plan.
Nuances of opening a personal account
Before we begin to study the algorithm of the procedure and the necessary papers, we will highlight several specific points.
Firstly , all activities of a citizen in connection with drugs and his interaction with the relevant authorities are regulated by legal acts of local governments. From a practical point of view, federal laws play a secondary role here.
General provisions on the topic of the article can be studied in Art. 153 of the Housing Code of Russia.
An example of a private situation is Resolution of the Dimitrovgrad Administration of February 12, 2007 No. 349.
Secondly , in any case, citizens have to obtain specific information regarding the procedure and documents locally - from the utility service and from the management company. Our article gives a general guideline.
Where and how do they open?
The question of creating props is the main one, because... associated with the practical side of the problem. We have already said: which point you should contact depends on the number of companies servicing the house.
If payments for all types of services are received in a single check
, everything is simple here: you need to visit the management company and submit an application along with the required documents to open a personal account in your person.
Note 3.
When buying an apartment, be sure to ask the seller how things are going with paying for housing and communal services. Otherwise, you may have problems in the future in connection with the existing debt, which was left “as a gift” from the previous owners. Don't be satisfied with verbal assurances - ask for documentary evidence.
Algorithm for opening a personal account:
- collect all available receipts received in connection with payment for housing and communal services;
- in the payment documents, look at the addresses of services and companies that are responsible for accepting payments (here you can find addresses and phone numbers);
- prepare documents (read about this below);
- contact the authority that accepts payments from the public.
Once copies of the documentation have been submitted, the process is completed.
Note 4.
In most cases, from next month you will begin to receive payment receipts with the indicated personal account, full name of the apartment owner and the number of registered household members.
Important! Contacting utility services to create details is only appropriate if all family members have registered at the place of residence. This is because most services are charged per person.
Now let's move on to studying the issue of required papers and the nuances associated with them.
Required Documentation
An important aspect of opening any details is the preparation and submission of documents to the competent authority.
You can open a personal account to pay for housing and communal services if you provide the following package:
- passport (as the applicant's identification document);
- certificate of ownership rights;
- purchase and sale agreement (contract);
- certificate of family composition;
- extract from the Unified State Register of Rights to Real Estate and Transactions with It.
It is not always necessary to submit copies along with the originals, because employees of utility services or payment centers do this on their own - at the same time, they also certify the necessary papers.
In the near future, after submitting the documentation, the citizen will have to deal with a contract for the provision of services, which will need to be carefully studied and signed.
The list does not contain anything extraordinary. For example, a purchase and sale agreement
passes into your hands from the seller of real estate or the person who represents him. An extract from the Unified State Register is provided to Rosreestr after the registration process for the transaction is completed (this takes a week).
Important! When the transaction is completed, you should visit the passport office in order to register everyone as a family member. Then the citizen receives an extract from the house register or a certificate of family composition. These documents are the basis for utility companies to charge fees for relevant services.
There are no difficulties in theory, either in terms of volume or time, if everything is done in a timely manner. The main thing is not to delay the submission of documentation and not to delay opening the details for housing and communal services.
How to make a separate personal account
It is also possible that there are separate personal accounts for water, gas, electricity, etc. The concept of a personal account. The personal account acts as an “identifier” for providing an account associated with making payments for. In case of a positive response and approval of the separation of personal accounts, each owner will receive a separate receipt. A separate personal account can be made for a separate isolated room, and not for adjacent premises, part of a room or utility room. How to divide a personal account if you have debts or a neighbor refuses? You can divide your personal account by concluding an agreement between the owners that defines the shares. Based on this, a separate service agreement is signed with each of them. When is it possible and how to properly divide a personal account in a privatized apartment? Documents and procedure for division through the court. Registration of separate accounts. It is possible to open a separate personal account only if it is for a separate room in the apartment, not adjacent to other rooms. He died, but nevertheless the bills still come in his name. What needs to be done if the apartment is municipal? Division is possible only if the following conditions are met: A separate account can be issued only for the owner of the share. Registration without owning a share in the living space does not give the right to have a personal account.
We recommend reading: Find out the validity period of a foreign passport by number online
At the final stage, utility services allocate each applicant a separate personal account and send receipts for payment of charges separately, taking into account the size of each resident’s share. How the personal account for utility payments for housing is divided. A rent invoice is provided for a separate residential premises: a room in a communal apartment, an apartment, a private house. What if you have premises and your own, separate, personal account in a privatized apartment - you don’t need to ask anyone questions! The hardest thing is to make the first move. Don't delay with him. Why split personal utility bills? Who can separate them? What is the procedure for dividing accounts? share of ownership in an apartment, what can be done with it - Duration: 15:54 Albert Leonov 51,504 views. We have such a Mentavian state that you can’t take a step without registration (registration). So take a certificate where you lived all this time and in housing and communal services they can move you in only if the mother had a separate personal account and a separate room. And if you have a room and your own, separate, personal account in a privatized apartment, you don’t need to ask anyone! The hardest thing is to take the first step. Don't delay with him. Contents of a financial and personal account: how to make separate personal accounts for an apartment. The financial and personal account contains information about the type and nature of the residential premises (a separate apartment or a communal apartment, its area and number of rooms, the floor where it is located. In your case, you need to make a section of personal accounts in the apartment, and determine the procedure for using shares of the living space. And for a minor person, everything is correct, it is necessary to allocate a separate personal account. A proposal for its conclusion can be made by both the tenant of the property and any family member. In this case, there must be a refusal to enter into an agreement by the residents or the management company has received a refusal to open a separate personal account. If there was a need to divide personal accounts in a privatized apartment, this can only be done with shared ownership. So, it is impossible to divide a personal account, you can get a separate personal account according to the share that is registered in the property. Dividing a personal account for separate payment for an apartment is possible in two ways. I live in 2 with my sister. I pay the bills myself, you won’t get any money from her. I want to split my personal account. how to do it. Based on this, it can be concluded that now officially and legally divide the debt. In order to divide the personal utility bill, you must have the right to do so. In an apartment with your former family, you still do not have the right to demand to divide the debt and create a separate account. Now all that remains is to think about how to re-register a personal account for an apartment, and do it as quickly and conveniently as possible for each of the participants in the process. The same applies to a personal account.
Actions to take if a debt is discovered on a purchased apartment
The person who sells the property does not always adhere to ethical standards, and therefore situations arise when the new owners end up with housing with debts for housing and communal services.
This state of affairs is discovered, as a rule, too late, and at first glance nothing can be done about it. Usually, new apartment owners simply cope with this burden themselves.
Note 5.
The law states that no one is obliged to pay other people’s debts, but there are nuances associated with re-registration of a personal account. Management companies in most cases simply transfer drugs with old debt. What does this lead to? To the point that you create details in your name, and then the check reveals a debt remaining from the previous owners.
Something can be done here, after all. Algorithm
such:
- Contact the company and file a complaint.
- As evidence, use the purchase and sale agreement
and obtaining a certificate confirming the rights to the property. - Prepare an act of acceptance and transfer of housing
, if you have one. It indicates the date when you became the owner of the property. - Send your grievance to a senior company official
if ordinary employees do not accept it.
An extreme measure, but a very effective one, is to go to court.
Important! Remember that when transferring a personal account to your name, as well as if there is debt from the old owners, you will receive two checks. One is for yourself, the other is for the previous owner. When the limitation period expires, the debt will be written off as bad.
Now you know what you need to do to open an account, what documents to prepare for this and where to go if unusual situations arise. Adhere to the principle of legality of actions and defend your right to the correct provision of services.
What to do if there is a debt on the apartment
Unfortunately, today this situation is quite common when new owners, after completing a transaction, discover that the previous residents still have a debt for utilities. According to the law, you are not obliged to pay other people's debts, but there are some peculiarities when re-registering a personal account, the fact is that representatives of management companies usually transfer a personal account with an existing debt. This means that you open a personal account in your name, and the next receipt You discover that your account already has a debt from the previous owner.
In this case, you must contact the management company with a claim; as evidence, you can provide a purchase and sale agreement and obtain a certificate of ownership. Among other things, if you have an act of acceptance and transfer of residential premises, it will be useful to you, because it indicates the date from which you have been a resident of this property. If company employees refuse to accept your claim, you can send it directly to the head of the management company. As a last resort, if all of the above measures do not bring a positive result, then you can safely go to court.
Please note that if you transferred the personal account to your name, and the previous owner has a debt, then you will receive two receipts, one in your name, the other in the name of the previous owner, after the expiration of the statute of limitations, the debt will be written off as bad.
To summarize, opening a personal account in your name will not be difficult; the whole process is completed in one day. If your home is serviced by several management companies or payment centers, then you will have to submit documents several times to each company that provides you with payment receipts.
