NPO FKR - what kind of message came from the short number 900?

Recently, mobile phones and smartphones have been receiving a large number of SMS notifications from various short numbers, including advertising, informational and fraudulent notifications. It has become quite difficult to understand this flow of information and such notifications frighten many. However, most people have used the services in one way or another or are clients of Sberbank and know that the short number 900 belongs to it. And if you receive a message from number 900 from the NGO “FKR”, then you should pay attention to it.

Features of notification receipt

The message comes upon completion of a payment transaction, but, as a rule, automatic debits occur between 9:00 and 22:00. The alert goes to a special folder on the phone with other information from Sberbank. The text reports the following: “Payment for the service in the amount of ... was made successfully.” Next comes the name of the recipient of the funds – NPO “FKR”. Following is a reference phone number for more detailed information.

There is no detailed information about the recipient or purpose of this payment, so payers may have a number of questions, especially when the message is received for the first time.

Contributions for major repairs. Everything you wanted to know

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Capital Repair Fund of the Leningrad Region

The non-profit organization “Fund for Capital Repairs of Apartment Buildings in the Leningrad Region” was established by a decree of the Government of the Leningrad Region dated September 25, 2013. Registered on December 17, 2013 “On certain issues of organizing and carrying out major repairs of common property in apartment buildings located in the Leningrad region.” The founder of the fund is the Committee for Housing, Communal Services and Transport of the Leningrad Region.

The main functions of the Capital Repair Fund of the Leningrad Region include:

• accumulation of contributions for major repairs;
• performing the functions of a technical customer for major repairs;
• financing the costs of organizing and carrying out major repairs of common property in apartment buildings within the limits of capital repair funds with the involvement, if necessary, of other funds, including from the budget of the Leningrad Region and municipalities of the Leningrad Region;
• interaction with government authorities of the Leningrad region, other legal entities and individuals, in order to ensure timely major repairs of common property in apartment buildings.

Regional program for capital repairs of apartment buildings in the Leningrad region

Adopted by the Government of the Leningrad Region in December 2013 and updated annually. The program is designed for 30 years and includes about 13 thousand apartment buildings. As part of the implementation of the program, annually the Government of the Leningrad Region approves a short-term plan for the implementation of the Program for a period of one year.

When implementing the capital repair program in the Leningrad Region, the Lenin Region Capital Repair Fund provides the following guarantees:

• bears responsibility for the quality, volume and timing of major repair work;
• the safety of the owners' funds accumulated in the fund is guaranteed by the budget of the Leningrad region;
• The funds of premises owners in the fund's accounts are intended to finance the costs of major repairs of the common property of apartment buildings. Their use for other purposes is not permitted;

What are we paying for?

The list of services and (or) work on major repairs of common property in an apartment building, the provision and (or) implementation of which is financed from the capital repair fund, formed on the basis of the minimum contribution for major repairs, includes:

• repair of in-house engineering systems of electrical, heat, gas, water supply, drainage;
• repair or replacement of elevator equipment deemed unsuitable for operation, repair of elevator shafts;
• roof repair, including conversion of an unventilated roof to a ventilated roof, installation of exits to the roof;
• repair of basements belonging to common property in an apartment building;
• insulation and repair of the facade;
• installation of collective (common house) meters for the consumption of resources necessary for the provision of public services, and units for managing and regulating the consumption of these resources (heat energy, hot and cold water, electric energy, gas);
• repair of the foundation of an apartment building;
• development of statements of quantities of work, pre-project preparation work, development of design (estimate) documentation if the preparation of design documentation is necessary in accordance with the legislation on urban planning activities;
• carrying out an examination of project documentation if the legislation of the Russian Federation requires it;
• conducting a historical and cultural examination of apartment buildings officially recognized as architectural monuments, if the legislation of the Russian Federation requires such an examination;
• implementation of construction control;
• repair of inter-apartment landings, stairs, corridors designed to serve more than one room in an apartment building.

State support funds can finance any of the types of services and (or) work on major repairs of common property in an apartment building included in the list, as well as services and (or) work on major repairs of common property in an apartment building specified in Part 1 Article 174 of the Housing Code of the Russian Federation.

Why do we pay?

Payment of a contribution for major repairs is mandatory for all owners of premises in apartment buildings in accordance with Art. 153, part 2 art. 154, art. 169 of the Housing Code of the Russian Federation (hereinafter referred to as the Housing Code of the Russian Federation) and Art. 2 of the Regional Law of the Leningrad Region dated November 29, 2013 No. 82-oz “On certain issues of organizing and carrying out major repairs of common property in apartment buildings located on the territory of the Leningrad Region.”

In accordance with Part 3 of Art. 169 Housing Code of the Russian Federation (as amended on December 26, 2012), Part 4, Art. 2 of the Regional Law of the Leningrad Region dated November 29, 2013 No. 82-oz, the obligation to pay contributions for major repairs began in the Leningrad Region from May 1, 2014.

By Decree of the Government of the Leningrad Region dated December 26, 2013 No. 508, the Regional Program for the capital repair of apartment buildings in the Leningrad Region for 2014-2043 was approved.

In accordance with Art. 181 of the Housing Code of the Russian Federation, the obligation to pay contributions for major repairs occurred within the period established by law, regardless of the fact of the existence of a concluded agreement with the non-profit organization “Fund for the capital repair of apartment buildings of the Leningrad Region”.

According to Part 3 of Art. 158 of the Housing Code of the Russian Federation, when the ownership of premises in an apartment building is transferred to the new owner, the obligation of the previous owner to pay the costs of major repairs of the apartment building, including the obligation not fulfilled by the previous owner to pay contributions for major repairs, is transferred.

Penalty accrual:

In accordance with Part 4 of Art. 181 of the Housing Code of the Russian Federation, the regional operator applies the measures established by law, including the accrual of penalties established by part 14.1 of Article 155 of this Code, in relation to the owners of premises in an apartment building, forming a capital repair fund on the account of the regional operator, in the event of untimely and (or) incomplete payment of contributions by them for major repairs.

According to Part 14.1 of Article 155 of the Housing Code of the Russian Federation, owners of premises in an apartment building who have lately and (or) not fully paid contributions for capital repairs are required to pay a penalty to the capital repair fund in the amount of one three hundredth of the refinancing rate of the Central Bank of the Russian Federation, valid on the day of actual payment , from the amount not paid on time for each day of delay starting from the thirty-first day following the day of the established payment deadline until the day of actual payment. Payment of the specified penalties is carried out in the manner established for the payment of contributions for major repairs.

In accordance with Part 14.1 of Art. 155 of the Housing Code of the Russian Federation, the final calculation of penalties is made at the time of receipt of payment. Information about the pre-calculated penalty before payment is received is indicated for reference in the EPD.

Algorithm for calculating penalties:

Formula for calculating penalties for the period:

Amount of penalty = Amount of debt * Rate per day * Number of days overdue = Amount of debt * Base rate * Share * Number of days overdue

• Each change in share and each partial payment under a payment document form separate periods for calculating penalties.
• The base rate is the annual rate on which the daily rate is calculated. Equal to the refinancing rate of the Central Bank of the Russian Federation, which is equal to the key rate of the Central Bank of the Russian Federation.
• the base rate (according to the Housing Code of the Russian Federation) must be taken on the date of payment of the debt (or part thereof).

Penalty rates for housing and communal services:

Penalty rates for contributions for capital repairs:

Let's consider the application of the formula using a specific example:

For October 2021, the subscriber was charged 411.81 rubles for the service for major repairs. The subscriber made a payment on November 17, 2018 in the amount of 380 rubles. having met the deadline for paying the contribution for major repairs, which is established in accordance with Article 4 of the Regional Law of the Leningrad Region dated November 29, 2013 No. 82-oz “On certain issues of organizing and carrying out major repairs of common property in apartment buildings located on the territory of the Leningrad Region” , but no later than the 20th day of the month following the billing month. Accordingly, for the month of October he incurred a debt in the amount of 31.81. The subscriber made the next payment on December 22, 2018. According to clause 14.1 of Art. 155 owners of premises in an apartment building who have lately and (or) not fully paid contributions for capital repairs are required to pay a penalty to the capital repair fund in the amount of one three hundredth of the refinancing rate of the Central Bank of the Russian Federation, effective on the day of actual payment, of the amount not paid on time for each day of delay starting from the thirty-first day following the due date for payment until the day of actual payment. Payment of the specified penalties is carried out in the manner established for the payment of contributions for major repairs. From which it follows that the subscriber has one day of delay for the unpaid amount of 31.81. (November 20 + 30 days = December 20 is the last day when a person could repay the resulting debt without accruing penalties.) Therefore, P = 31.81 rubles. x 1 day of delay x (7.75/100) x 1/300 = 0.008 rub. (the total amount of the penalty is 01 kopeck).

Why is the payment document delivered by the EIRC LO:

NPO "Capital Repair Fund of the Leningrad Region", in accordance with the agency agreement concluded with JSC "Unified Information and Settlement Center of the Leningrad Region" (hereinafter referred to as JSC "EIRC LO"), transferred the functions of calculating and collecting contributions for capital repairs to JSC "EIRTs" LO." Thus, invoicing for payment of contributions for major repairs is carried out by JSC “EIRTs LO” in the form of a Unified Payment Document.

According to sub. 9 hours 2 tbsp. 182 of the Housing Code of the Russian Federation, in order to ensure the provision of services and (or) the execution of work on the overhaul of common property in an apartment building, the regional operator is obliged to provide, on its own or through the efforts of third parties, payment documents to the owner for payment of contributions for the overhaul of common property in an apartment building at the address of the premises. in an apartment building, for major repairs of common property in which a contribution is made.

According to Part 3 of Art. 4 of the Regional Law of the Leningrad Region dated November 29, 2013 N 82-oz, the regional operator, if the owners of premises in an apartment building form a capital repair fund on the account of the regional operator, has the right to authorize a third party to provide payment documents for paying contributions for capital repairs, including including the calculation of such contributions on behalf of the regional operator. The procedure for preparing and submitting the specified payment documents on behalf of the regional operator in the event that the owners of premises in an apartment building form a capital repair fund on the account of the regional operator is established by the Government of the Leningrad Region.

According to clause 5 of the Procedure for preparing and submitting payment documents for paying contributions for capital repairs on behalf of the non-profit organization “Fund for Capital Repairs of Apartment Buildings of the Leningrad Region”, the owner of a special account approved by Decree of the Government of the Leningrad Region dated May 30, 2014 No. 207, payment of the contribution for major repairs by the owners of residential premises is carried out on the basis of a separate payment document for payment of the contribution or on the basis of a payment document for payment for the maintenance and repair of residential premises and the provision of utilities, in which the contribution for major repairs is allocated as a separate line.

The form of the payment document for payment for the maintenance and repair of residential premises and the provision of utilities on the territory of the Leningrad Region is established by Decree of the Government of the Leningrad Region No. 671-r dated December 11, 2014, according to which the contribution for major repairs is allocated in the EPD as a separate line.

Privileges

Federal benefits

The laws in force in the Russian Federation provide a benefit in the form of compensation for the cost of paying contributions for major repairs of common property in an apartment building in the amount of 50% for the following categories of citizens:

• disabled people, participants of the Great Patriotic War, combat veterans
• persons awarded the badge “Resident of besieged Leningrad”
• disabled people of groups I and II, disabled children, citizens with disabled children
• citizens of the Russian Federation exposed to radiation

Regional benefits

In the Leningrad region, regional benefits have been established for the payment of contributions for major repairs in the form of compensation for the costs of their payment. The procedure for providing benefits is determined by the Regional Law of the Leningrad Region dated November 29, 2013 N 82-oz, and Decree of the Government of the Leningrad Region dated January 29, 2016 N 7. Benefits are provided in the form of a monthly payment in the amount of the difference between the amount of monthly monetary compensation for the cost of paying a contribution for major repairs.

• single living non-working owners of residential premises who have reached the age of 70 years - in the amount of 50 percent;
• single living non-working owners of residential premises who have reached the age of 80 years - in the amount of 100 percent;
• living in a family consisting only of non-working citizens of retirement age living together, owners of residential premises who have reached the age of 70 years - in the amount of 50 percent;
• living in a family consisting only of non-working citizens of retirement age living together, owners of residential premises who have reached the age of 80 years - in the amount of 100 percent.

Important. Thus, the benefit is provided to pensioners who have reached the age of 70 or 80 years, if they live together with non-working citizens of retirement age.

If the owner of several real estate properties, the benefit is provided only for one premises in an apartment building located in the Leningrad Region, at the choice of the owner of the residential premises.

There are no benefits for large families in paying contributions for major repairs in the Leningrad Region.

How to pay?

The work carried out by the company to increase the number of payment methods for housing and communal services allows the client to exercise his right to choose a payment method for the services provided, namely: cash at cash desks, at self-service terminals, non-cash at ATMs, via the Internet, from a mobile phone. In addition, the client is provided with a wide choice of payment agents.

No commission:

1.Personal account of the client of EIRTS LO JSC. The service provides the ability to pay contributions for major repairs without charging a commission. In addition, using the service, the client can monitor the status of his personal account, pay for a payment document, transmit meter readings and activate the receipt of a payment document by email.

2.Joint Stock Bank "Russia".

With commission:

You can view the full list of partner banks and payment systems on the company’s website in the Payment Methods section.

31.01.2019

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What is NPO "FKR"

This abbreviation stands for Non-Profit Organization “Capital Repair Fund”. It is officially registered on the territory of the Russian Federation and operates throughout the country. The functions of the organization are related to repair and installation work in residential premises and commercial buildings. The main areas of the company's work:

• installation and maintenance of elevator systems;
• roofing;
• painting of facades and interiors;
• carrying out major repairs in accordance with the order of government authorities or an officially issued request of residents.

Payment is made to this fund only if the house council has not organized its own HOA and has not opened its own special account to generate capital for major repairs.

I received an SMS from Sberbank 900 to pay for the NPO “FKR”: what kind of organization is this?

Today, your mobile phone receives many messages from different numbers. Some of them are outright spam, some are mailings from companies, and others are even from scammers. Recently, many people have begun to notice that they are receiving messages from number 900 (Sberbank) with a reminder to pay the NPO FKR.

First, you should understand how the abbreviation stands for. NPO "FKR" is a non-profit organization "Capital Repair Fund". The founders are the Ministries of Energy and Public Utilities of the regions in which it operates. The main goal of the fund was to accumulate funds for subsequent major repairs of apartment buildings.

The organization carries out the following activities:

1. Special accounts are created in which funds for future repairs are accumulated.
2. Work is underway with contributions.
3. Contractors who will carry out the repair work are being selected.
4. The work performed is monitored.
5. Reports are generated and provided.

That is, the NPO “FKR” is an official and legal organization that has no connection with scammers. In other words, SMS received from number 900 are simply reminders to those citizens who do not have automatic payment activated to pay for major repairs.

If automatic payment is enabled, the message will look something like this: “payment for the service in the amount (indicate the amount in rubles) was made successfully.” In this case, the amount of write-off will depend on:

1. Amount of monthly payment.
2. The presence or absence of debts for previous months.

Sberbank, by sending an SMS, simply informs its clients about the fact of a completed payment or the need to make this payment. There is no reason to be afraid.

Sometimes money is withdrawn from the account without the owner's knowledge. In the situation with the NPO “FKR”, this is legal due to the fact that all homeowners must make contributions to this fund. This is established at the legislative level.

Important! The signing of an agreement with the NPO “FKR” does not play any role. Most citizens did not see him at all. This responsibility is assigned to the management company (or HOA), which is responsible for the operation of residential premises.

Probably, signatures for the choice of a capital repair fund were collected either at a meeting of homeowners, or this process went unnoticed in a series of other agendas.

Source: https://ctroim-vce.ru/sberbank/oplatit-nko-fkr.php

Where can I get official information about the fund?

The Capital Repair Fund acts as a regional operator, so if the homeowner lives, for example, in Nizhny Novgorod, then the funds will be transferred to the personal account of the NPO “Fund for the Capital Repair of Apartment Buildings Located in the Nizhny Novgorod Region.” A similar principle applies to other regions. Thus, funds are accumulated within their region and are spent only on residential buildings and other premises located in the territory of this region.

You can learn more about the terms and conditions of payment and the calculation of contribution amounts on the official website of your non-profit organization. There, the organization provides free access to information about how much money was collected during the reporting period and what work was carried out. In this form, the NPO reports to the residents of its region about its activities.

How is the capital repair fund formed?

Contributions from owners of apartment buildings for the purpose of major repairs are accumulated:

• or on the RO account;
• or on a special account.

If the general meeting of MKD owners did not decide to open a special account, then contributions for major repairs are automatically sent to the RO account. To open a separate house account, the consent of at least 2/3 of the owners will be required.

Residents have six months to choose the method of forming the fund from the moment the RO enters the house into the register of the capital repair program. After a decision is made, a copy of the minutes of the general meeting must be sent to the RO. It should contain:

• information about the account owner;
• list of upcoming works and timing of their implementation;
• amount of contributions;
• the name of the bank where the funds will be accumulated.

Data on major repairs must correspond to the program adopted in the subject, i.e. the volume of work is not less than the planned RO, and the timing is no later than specified in the program. Contributions may be planned to exceed those required by law, but not less than the minimum established by law.

The owner of the special account can be a homeowners association, a management company, a housing cooperative or another body that manages the apartment building.